Moving from South Bend, IN to Madison, WI

It is a 243 mi drive, roughly 5h 1m, between South Bend, IN and Madison, WI. At mid-range distance you typically see real gaps open up on cost of living, home values, and climate β€” not just scenery. This page assembles the comparison from federal data sources and Zillow Research for a single-page view of the move.

243 mi Β· 5h 1m by car Β· WI β†’ IL β†’ IN

COL +4.8% Home values +120.3% Ξ” -2.6Β°F annual

Distance & route

Driving
243 mi
Drive time
5h 1m
States
3
Fuel (25 mpg)
10 gal
Route throughWI β†’ IL β†’ IN
Primary highwaysI 90, I 39, I 80
Major cities en routeRockford, Elgin, Aurora, Naperville, Joliet

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

South BendMadisonU.S. avg
All items (RPP)92.85897.287100.0
Rents87.73389.825100.0
Goods94.22193.787100.0
Services74.58699.748100.0

No material COL gap at the headline level β€” BEA RPP for both cities falls within 5% (2024).

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

South Bend β€” typical home
$192,340
Madison β€” typical home
$423,767
South Bend β€” typical rent
$1,308/mo
Madison β€” typical rent
$1,676/mo

4.8% jump on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: South Bend +4.9%, Madison +2.4%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsSouth BendMadison
Annual avg temperature50Β°F47Β°F
January avg low17Β°F11Β°F
July avg high83Β°F82Β°F
Annual snowfallβ€”β€”
Annual precipitation40.9"40.2"

No material annual-average temperature gap; seasonal extremes may still differ.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: S BEND, IN US, UW ARBORETUM - MADISON, WI US).

Demographics

ACS 5-year 2023South BendMadison
Population102,866275,568
Median household income$52,512$76,983
Median age33.931.8
Bachelor's degree or higher16.9%33.5%
Avg household size2.52.19

Madison households earn about 4.8% more than South Bend at the median β€” $52,512 β†’ $76,983 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

South Bend MSA β€” median wage
$44,420
Madison MSA β€” median wage
$50,910
South Bend MSA β€” employment
129,890
Madison MSA β€” employment
396,960

Top occupations in Madison MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 47,900 $46,030
Sales and Related Occupations 34,050 $37,780
Food Preparation and Serving Related Occupations 32,230 $30,120
Business and Financial Operations Occupations 31,450 $76,410
Transportation and Material Moving Occupations 28,080 $40,340

Source: BLS Occupational Employment and Wage Statistics.

Moving between Indiana and Wisconsin

Indiana income tax
3% top marginal
Wisconsin income tax
7.65% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Wisconsin's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • Winter storms can slow I-90 and I-94 across western Wisconsin β€” check 511wi.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

When is the best time to move from South Bend to Madison?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 243 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in South Bend vs Madison?

Median household income on the Census ACS 5-year (2023) is $76,983 in Madison vs $52,512 in South Bend β€” a 46.6% higher figure. Compare this against the cost-of-living gap above when budgeting.

How far is Madison, WI from South Bend, IN?

The driving distance is 243 mi and the route typically takes 5h 1m via I 90 and I 39. The trip crosses 3 state(s). Actual time varies with traffic and season.

Is Madison more expensive than South Bend?

Based on BEA Regional Price Parities (2024), overall price level in Madison is 4.8% higher than South Bend (97.287 vs 92.858, U.S. average = 100). Rent and services typically carry most of this gap.

How does the job market in Madison compare to South Bend?

BLS Occupational Employment and Wage Statistics show median wages of $50,910 in the Madison MSA vs $44,420 in the South Bend MSA, on total employment of 396,960 and 129,890 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How much do homes cost in Madison compared to South Bend?

Zillow ZHVI (2026-03) puts the typical home value at $423,767 in Madison vs $192,340 in South Bend β€” a 120.3% higher figure. Data provided by Zillow Research.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from South Bend.

City profiles: South Bend, IN Β· Madison, WI.

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