Moving from Elgin, IL to Madison, WI

Relocating between Elgin, IL and Madison, WI is a 112 mi drive β€” 2h 15m on open road, longer with stops. A move of this length usually shifts more than the commute: BEA RPP, Zillow ZHVI, and Census household stats can all diverge. This comparison assembles them from the current federal releases.

112 mi Β· 2h 15m by car Β· WI β†’ IL

COL -6.1% Home values +28.5% Ξ” -1.8Β°F annual

Distance & route

Driving
112 mi
Drive time
2h 15m
States
2
Fuel (25 mpg)
5 gal
Route throughWI β†’ IL
Primary highwaysI 90, I 39, US 12
Major cities en routeRockford, Aurora, Naperville

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

ElginMadisonU.S. avg
All items (RPP)103.59597.287100.0
Rents83.58189.825100.0
Goods107.25893.787100.0
Services112.0199.748100.0

Overall cost of living drops 6.1% moving from Elgin to Madison β€” meaningful on rent but closer to parity on groceries.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Elgin β€” typical home
$329,682
Madison β€” typical home
$423,767
Elgin β€” typical rent
$1,846/mo
Madison β€” typical rent
$1,676/mo

Zillow ZHVI climbs from $329,682 in Elgin to $423,767 in Madison, a 6.1% increase on the typical home value.

YoY change: Elgin +3.2%, Madison +2.4%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsElginMadison
Annual avg temperature49Β°F47Β°F
January avg low14Β°F11Β°F
July avg high84Β°F82Β°F
Annual snowfall32.1"β€”
Annual precipitation39.9"40.2"

Climate is roughly comparable on the annual mean β€” 49.0Β°F vs 47.2Β°F per NOAA 1991–2020 normals.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: ELGIN, IL US, UW ARBORETUM - MADISON, WI US).

Demographics

ACS 5-year 2023ElginMadison
Population114,106275,568
Median household income$88,316$76,983
Median age36.331.8
Bachelor's degree or higher16.9%33.5%
Avg household size2.942.19

ACS 2023 shows median household income 6.1% lower in Madison than Elgin.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Elgin MSA β€” median wage
$49,790
Madison MSA β€” median wage
$50,910
Elgin MSA β€” employment
4,506,800
Madison MSA β€” employment
396,960

Top occupations in Madison MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 47,900 $46,030
Sales and Related Occupations 34,050 $37,780
Food Preparation and Serving Related Occupations 32,230 $30,120
Business and Financial Operations Occupations 31,450 $76,410
Transportation and Material Moving Occupations 28,080 $40,340

Source: BLS Occupational Employment and Wage Statistics.

Moving between Illinois and Wisconsin

Illinois income tax
4.95% top marginal
Wisconsin income tax
7.65% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Wisconsin's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • Winter storms can slow I-90 and I-94 across western Wisconsin β€” check 511wi.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

When is the best time to move from Elgin to Madison?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 112 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in Elgin vs Madison?

Median household income on the Census ACS 5-year (2023) is $76,983 in Madison vs $88,316 in Elgin β€” a 12.8% lower figure. Compare this against the cost-of-living gap above when budgeting.

How far is Madison, WI from Elgin, IL?

The driving distance is 112 mi and the route typically takes 2h 15m via I 90 and I 39. The trip crosses 2 state(s). Actual time varies with traffic and season.

How does the job market in Madison compare to Elgin?

BLS Occupational Employment and Wage Statistics show median wages of $50,910 in the Madison MSA vs $49,790 in the Elgin MSA, on total employment of 396,960 and 4,506,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How much do homes cost in Madison compared to Elgin?

Zillow ZHVI (2026-03) puts the typical home value at $423,767 in Madison vs $329,682 in Elgin β€” a 28.5% higher figure. Data provided by Zillow Research.

Is Madison more expensive than Elgin?

Based on BEA Regional Price Parities (2024), overall price level in Madison is 6.1% lower than Elgin (97.287 vs 103.595, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Elgin.

City profiles: Elgin, IL Β· Madison, WI.

Related routes