Moving from Clearwater, FL to Cincinnati, OH

Relocating 929 mi from Clearwater to Cincinnati is a 17h 25m drive through 5 state(s). At long-haul distance the move touches nearly every household line item β€” rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.

929 mi Β· 17h 25m by car Β· OH β†’ KY β†’ TN β†’ GA β†’ FL

COL -5.5% Home values -26.5% Ξ” -19.1Β°F annual

Distance & route

Driving
929 mi
Drive time
17h 25m
States
5
Fuel (25 mpg)
37 gal
Route throughOH β†’ KY β†’ TN β†’ GA β†’ FL
Primary highwaysI 75, GA 540, I 71
Major cities en routeKnoxville, Chattanooga, Sandy Springs, Atlanta, South Fulton

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

ClearwaterCincinnatiU.S. avg
All items (RPP)100.8995.37100.0
Rents88.52590.954100.0
Goods95.4793.751100.0
Services125.83987.608100.0

Moderate COL drop: 5.5% cheaper overall in Cincinnati than Clearwater on the 2024 BEA RPP.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Clearwater β€” typical home
$339,488
Cincinnati β€” typical home
$249,568
Clearwater β€” typical rent
$1,928/mo
Cincinnati β€” typical rent
$1,462/mo

5.5% drop on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: Clearwater -5.1%, Cincinnati +1.7%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsClearwaterCincinnati
Annual avg temperature74Β°F55Β°F
January avg low53Β°F24Β°F
July avg high90Β°F87Β°F
Annual snowfallβ€”β€”
Annual precipitation53.6"43.4"

Annual average temperature gap of 19.1Β°F β€” a meaningful climate change across the move.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: ST PETERSBURG INTL AP, FL US, CINCINNATI LUNKEN AP, OH US).

Demographics

ACS 5-year 2023ClearwaterCincinnati
Population117,075309,595
Median household income$64,440$51,707
Median age46.433
Bachelor's degree or higher20.6%23.2%
Avg household size2.352.17

ACS 2023 shows median household income 5.5% lower in Cincinnati than Clearwater.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Clearwater MSA β€” median wage
$46,420
Cincinnati MSA β€” median wage
$47,280
Clearwater MSA β€” employment
1,412,840
Cincinnati MSA β€” employment
1,081,800

Top occupations in Cincinnati MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 134,320 $43,760
Transportation and Material Moving Occupations 114,420 $40,930
Food Preparation and Serving Related Occupations 103,690 $29,030
Sales and Related Occupations 91,020 $35,670
Production Occupations 77,510 $44,290

Source: BLS Occupational Employment and Wage Statistics.

Moving between Florida and Ohio

Florida income tax
no state income tax
Ohio income tax
3.5% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Ohio's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-75 at Jellico Mountain (KY/TN border) sees chain requirements in winter storms.
  • I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • You are moving to a noticeably colder climate (19.1Β°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Ohio after establishing residency.

Frequently asked

How does household income compare in Clearwater vs Cincinnati?

Median household income on the Census ACS 5-year (2023) is $51,707 in Cincinnati vs $64,440 in Clearwater β€” a 19.8% lower figure. Compare this against the cost-of-living gap above when budgeting.

How does the job market in Cincinnati compare to Clearwater?

BLS Occupational Employment and Wage Statistics show median wages of $47,280 in the Cincinnati MSA vs $46,420 in the Clearwater MSA, on total employment of 1,081,800 and 1,412,840 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How far is Cincinnati, OH from Clearwater, FL?

The driving distance is 929 mi and the route typically takes 17h 25m via I 75 and GA 540. The trip crosses 5 state(s). Actual time varies with traffic and season.

When is the best time to move from Clearwater to Cincinnati?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 929 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

Is Cincinnati more expensive than Clearwater?

Based on BEA Regional Price Parities (2024), overall price level in Cincinnati is 5.5% lower than Clearwater (95.37 vs 100.89, U.S. average = 100). Rent and services typically carry most of this gap.

How much do homes cost in Cincinnati compared to Clearwater?

Zillow ZHVI (2026-03) puts the typical home value at $249,568 in Cincinnati vs $339,488 in Clearwater β€” a 26.5% lower figure. Data provided by Zillow Research.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Clearwater.

City profiles: Clearwater, FL Β· Cincinnati, OH.

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