Moving from Chattanooga, TN to Cincinnati, OH

The 339 mi from Chattanooga to Cincinnati translate to about 6h 39m behind the wheel through 3 state(s). Mid-range moves tend to cross at least one meaningful boundary — MSA, climate zone, or tax jurisdiction. The sections below set the two cities side by side on housing, income, cost of living, climate, and jobs.

339 mi · 6h 39m by car · OH → KY → TN

COL +4.3% Home values -21.9% Δ -7.1°F annual

Distance & route

Driving
339 mi
Drive time
6h 39m
States
3
Fuel (25 mpg)
14 gal
Route throughOH → KY → TN
Primary highwaysUS 27, I 71, I 75

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

ChattanoogaCincinnatiU.S. avg
All items (RPP)91.46495.37100.0
Rents74.20990.954100.0
Goods95.99493.751100.0
Services76.5587.608100.0

Cincinnati and Chattanooga are close on the overall BEA RPP (91.464 vs 95.37); rent and services often drive the real difference.

Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.

Housing prices

Chattanooga — typical home
$319,579
Cincinnati — typical home
$249,568
Chattanooga — typical rent
$1,520/mo
Cincinnati — typical rent
$1,462/mo

Housing gap is large: Cincinnati typical home at $249,568 is 4.3% under Chattanooga at $319,579 (Zillow, 2026-03).

YoY change: Chattanooga -0.8%, Cincinnati +1.7%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsChattanoogaCincinnati
Annual avg temperature62°F55°F
January avg low32°F24°F
July avg high91°F87°F
Annual snowfall3.6"
Annual precipitation55.0"43.4"

Climate cools by 7.1°F on the annual average — 61.9°F → 54.8°F.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: CHATTANOOGA LOVELL AP, TN US, CINCINNATI LUNKEN AP, OH US).

Demographics

ACS 5-year 2023ChattanoogaCincinnati
Population182,832309,595
Median household income$61,028$51,707
Median age36.633
Bachelor's degree or higher21.6%23.2%
Avg household size2.352.17

Income steps down 4.3%: $61,028 in Chattanooga vs $51,707 in Cincinnati.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Chattanooga MSA — median wage
$43,150
Cincinnati MSA — median wage
$47,280
Chattanooga MSA — employment
261,750
Cincinnati MSA — employment
1,081,800

Top occupations in Cincinnati MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 134,320 $43,760
Transportation and Material Moving Occupations 114,420 $40,930
Food Preparation and Serving Related Occupations 103,690 $29,030
Sales and Related Occupations 91,020 $35,670
Production Occupations 77,510 $44,290

Source: BLS Occupational Employment and Wage Statistics.

Moving between Tennessee and Ohio

Tennessee income tax
no state income tax
Ohio income tax
3.5% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Ohio's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-75 at Jellico Mountain (KY/TN border) sees chain requirements in winter storms.
  • I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

How much do homes cost in Cincinnati compared to Chattanooga?

Zillow ZHVI (2026-03) puts the typical home value at $249,568 in Cincinnati vs $319,579 in Chattanooga — a 21.9% lower figure. Data provided by Zillow Research.

How far is Cincinnati, OH from Chattanooga, TN?

The driving distance is 339 mi and the route typically takes 6h 39m via US 27 and I 71. The trip crosses 3 state(s). Actual time varies with traffic and season.

Is Cincinnati more expensive than Chattanooga?

Based on BEA Regional Price Parities (2024), overall price level in Cincinnati is 4.3% higher than Chattanooga (95.37 vs 91.464, U.S. average = 100). Rent and services typically carry most of this gap.

When is the best time to move from Chattanooga to Cincinnati?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 339 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.

How does the job market in Cincinnati compare to Chattanooga?

BLS Occupational Employment and Wage Statistics show median wages of $47,280 in the Cincinnati MSA vs $43,150 in the Chattanooga MSA, on total employment of 1,081,800 and 261,750 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How does household income compare in Chattanooga vs Cincinnati?

Median household income on the Census ACS 5-year (2023) is $51,707 in Cincinnati vs $61,028 in Chattanooga — a 15.3% lower figure. Compare this against the cost-of-living gap above when budgeting.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Chattanooga.

City profiles: Chattanooga, TN · Cincinnati, OH.