Moving from Chicago, IL to Cambridge, MA

It is 988 mi between Chicago and Cambridge β€” roughly 18h 41m of driving, plus rest stops and overnight, through 7 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.

988 mi Β· 18h 41m by car Β· IL β†’ IN β†’ OH β†’ PA β†’ NY β†’ CT β†’ MA

COL +4.5% Home values +228.3% Ξ” +0.4Β°F annual

Distance & route

Driving
988 mi
Drive time
18h 41m
States
7
Fuel (25 mpg)
40 gal
Route throughIL β†’ IN β†’ OH β†’ PA β†’ NY β†’ CT β†’ MA
Primary highwaysI 80, I 90, I 84
Major cities en routeNaperville, South Bend, Toledo, Cleveland, Akron

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

ChicagoCambridgeU.S. avg
All items (RPP)103.595108.266100.0
Rents83.581148.768100.0
Goods107.25899.651100.0
Services112.01148.424100.0

Chicago and Cambridge sit within 5% on the overall BEA RPP β€” the composite diff is small, but rent or groceries alone may move more.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Chicago β€” typical home
$317,283
Cambridge β€” typical home
$1,041,569
Chicago β€” typical rent
$2,328/mo
Cambridge β€” typical rent
$3,456/mo

Zillow ZHVI climbs from $317,283 in Chicago to $1,041,569 in Cambridge, a 4.5% increase on the typical home value.

YoY change: Chicago +2.8%, Cambridge -1.5%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsChicagoCambridge
Annual avg temperature51Β°F51Β°F
January avg low20Β°F19Β°F
July avg high81Β°F85Β°F
Annual snowfallβ€”β€”
Annual precipitationβ€”49.4"

Climate is roughly comparable on the annual mean β€” 50.8Β°F vs 51.2Β°F per NOAA 1991–2020 normals.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: CHICAGO NORTHERLY IS, IL US, JAMAICA PLAIN, MA US).

Demographics

ACS 5-year 2023ChicagoCambridge
Population2,707,648117,794
Median household income$75,134$126,469
Median age35.730.5
Bachelor's degree or higher24.9%29.8%
Avg household size2.362.38

Cambridge households earn about 4.5% more than Chicago at the median β€” $75,134 β†’ $126,469 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Chicago MSA β€” median wage
$49,790
Cambridge MSA β€” median wage
β€”
Chicago MSA β€” employment
4,506,800
Cambridge MSA β€” employment
β€”

Source: BLS Occupational Employment and Wage Statistics.

Moving between Illinois and Massachusetts

Illinois income tax
4.95% top marginal
Massachusetts income tax
9% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Massachusetts's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • The Pennsylvania Turnpike between Pittsburgh and Harrisburg can see chain requirements in heavy winter storms.
  • Lake-effect off Lake Ontario can shut down I-81 and I-90 for hours in winter β€” check 511NY.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

How much do homes cost in Cambridge compared to Chicago?

Zillow ZHVI (2026-03) puts the typical home value at $1,041,569 in Cambridge vs $317,283 in Chicago β€” a 228.3% higher figure. Data provided by Zillow Research.

When is the best time to move from Chicago to Cambridge?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 988 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in Chicago vs Cambridge?

Median household income on the Census ACS 5-year (2023) is $126,469 in Cambridge vs $75,134 in Chicago β€” a 68.3% higher figure. Compare this against the cost-of-living gap above when budgeting.

How far is Cambridge, MA from Chicago, IL?

The driving distance is 988 mi and the route typically takes 18h 41m via I 80 and I 90. The trip crosses 7 state(s). Actual time varies with traffic and season.

Is Cambridge more expensive than Chicago?

Based on BEA Regional Price Parities (2024), overall price level in Cambridge is 4.5% higher than Chicago (108.266 vs 103.595, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Chicago.

City profiles: Chicago, IL Β· Cambridge, MA.

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