Moving from Chicago, IL to Toledo, OH

Relocating between Chicago, IL and Toledo, OH is a 240 mi drive β€” 4h 37m on open road, longer with stops. A move of this length usually shifts more than the commute: BEA RPP, Zillow ZHVI, and Census household stats can all diverge. This comparison assembles them from the current federal releases.

240 mi Β· 4h 37m by car Β· IL β†’ IN β†’ OH

COL -11.7% Home values -59.1% Ξ” +0.6Β°F annual

Distance & route

Driving
240 mi
Drive time
4h 37m
States
3
Fuel (25 mpg)
10 gal
Route throughIL β†’ IN β†’ OH
Primary highwaysI 90, I 80, SR 2
Major cities en routeNaperville, South Bend

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

ChicagoToledoU.S. avg
All items (RPP)103.59591.455100.0
Rents83.58196.285100.0
Goods107.25893.628100.0
Services112.0167.317100.0

Moderate COL drop: 11.7% cheaper overall in Toledo than Chicago on the 2024 BEA RPP.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Chicago β€” typical home
$317,283
Toledo β€” typical home
$129,627
Chicago β€” typical rent
$2,328/mo
Toledo β€” typical rent
$1,092/mo

11.7% drop on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: Chicago +2.8%, Toledo +5.4%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsChicagoToledo
Annual avg temperature51Β°F51Β°F
January avg low20Β°F20Β°F
July avg high81Β°F85Β°F
Annual snowfallβ€”β€”
Annual precipitationβ€”32.4"

No material annual-average temperature gap; seasonal extremes may still differ.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: CHICAGO NORTHERLY IS, IL US, TOLEDO METCALF FLD, OH US).

Demographics

ACS 5-year 2023ChicagoToledo
Population2,707,648268,461
Median household income$75,134$47,532
Median age35.735.7
Bachelor's degree or higher24.9%13.7%
Avg household size2.362.27

Expect median household income to fall 11.7% β€” $75,134 β†’ $47,532 per ACS 5-year estimates (2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Chicago MSA β€” median wage
$49,790
Toledo MSA β€” median wage
$45,740
Chicago MSA β€” employment
4,506,800
Toledo MSA β€” employment
290,070

Top occupations in Toledo MSA

OccupationEmploymentMedian wage
Transportation and Material Moving Occupations 33,160 $39,900
Production Occupations 31,420 $45,220
Office and Administrative Support Occupations 30,850 $41,570
Food Preparation and Serving Related Occupations 27,870 $28,590
Sales and Related Occupations 22,710 $32,930

Source: BLS Occupational Employment and Wage Statistics.

Moving between Illinois and Ohio

Illinois income tax
4.95% top marginal
Ohio income tax
3.5% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Ohio's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Frequently asked

How does the job market in Toledo compare to Chicago?

BLS Occupational Employment and Wage Statistics show median wages of $45,740 in the Toledo MSA vs $49,790 in the Chicago MSA, on total employment of 290,070 and 4,506,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

When is the best time to move from Chicago to Toledo?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 240 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How far is Toledo, OH from Chicago, IL?

The driving distance is 240 mi and the route typically takes 4h 37m via I 90 and I 80. The trip crosses 3 state(s). Actual time varies with traffic and season.

How much do homes cost in Toledo compared to Chicago?

Zillow ZHVI (2026-03) puts the typical home value at $129,627 in Toledo vs $317,283 in Chicago β€” a 59.1% lower figure. Data provided by Zillow Research.

How does household income compare in Chicago vs Toledo?

Median household income on the Census ACS 5-year (2023) is $47,532 in Toledo vs $75,134 in Chicago β€” a 36.7% lower figure. Compare this against the cost-of-living gap above when budgeting.

Is Toledo more expensive than Chicago?

Based on BEA Regional Price Parities (2024), overall price level in Toledo is 11.7% lower than Chicago (91.455 vs 103.595, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Chicago.

City profiles: Chicago, IL Β· Toledo, OH.

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