Moving from Waco, TX to Rio Rancho, NM

It is 690 mi between Waco and Rio Rancho β€” roughly 12h 47m of driving, plus rest stops and overnight, through 2 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.

690 mi Β· 12h 47m by car Β· TX β†’ NM

COL +3.2% Home values +86.3% Ξ” -8.6Β°F annual

Distance & route

Driving
690 mi
Drive time
12h 47m
States
2
Fuel (25 mpg)
28 gal
Route throughTX β†’ NM
Primary highwaysUS 84, I 40, TX 153
Major cities en routeKilleen, Lubbock, Albuquerque

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

WacoRio RanchoU.S. avg
All items (RPP)92.5595.546100.0
Rents80.96777.852100.0
Goods93.75796.144100.0
Services83.53189.153100.0

No material COL gap at the headline level β€” BEA RPP for both cities falls within 5% (2024).

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Waco β€” typical home
$194,245
Rio Rancho β€” typical home
$361,856
Waco β€” typical rent
$1,353/mo
Rio Rancho β€” typical rent
$1,805/mo

3.2% jump on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: Waco -2.3%, Rio Rancho +0.3%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsWacoRio Rancho
Annual avg temperature67Β°F58Β°F
January avg low36Β°F24Β°F
July avg high95Β°F96Β°F
Annual snowfall0.0"β€”
Annual precipitation37.5"9.5"

Annual temperature drops 8.6Β°F moving to Rio Rancho per NOAA normals.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: WACO DAM, TX US, RIO RANCHO #2, NM US).

Demographics

ACS 5-year 2023WacoRio Rancho
Population141,925106,533
Median household income$51,468$85,755
Median age29.239
Bachelor's degree or higher17.4%20.7%
Avg household size2.682.72

Rio Rancho households earn about 3.2% more than Waco at the median β€” $51,468 β†’ $85,755 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Waco MSA β€” median wage
$41,030
Rio Rancho MSA β€” median wage
$44,780
Waco MSA β€” employment
125,640
Rio Rancho MSA β€” employment
396,030

Top occupations in Rio Rancho MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 57,500 $39,300
Food Preparation and Serving Related Occupations 36,930 $28,670
Sales and Related Occupations 33,230 $33,280
Transportation and Material Moving Occupations 28,010 $38,960
Healthcare Practitioners and Technical Occupations 26,950 $81,890

Source: BLS Occupational Employment and Wage Statistics.

Moving between Texas and New Mexico

Texas income tax
no state income tax
New Mexico income tax
5.9% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check New Mexico's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • Raton Pass (I-25 at the Colorado line) can close in winter storms.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Air conditioning matters: July highs in Rio Rancho average 96Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
  • Dry climate: Rio Rancho sees only 9.5 in of precipitation a year. A humidifier helps keep wood furniture from cracking and is easier on skin and sinuses.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in New Mexico after establishing residency.

Frequently asked

How does the job market in Rio Rancho compare to Waco?

BLS Occupational Employment and Wage Statistics show median wages of $44,780 in the Rio Rancho MSA vs $41,030 in the Waco MSA, on total employment of 396,030 and 125,640 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How far is Rio Rancho, NM from Waco, TX?

The driving distance is 690 mi and the route typically takes 12h 47m via US 84 and I 40. The trip crosses 2 state(s). Actual time varies with traffic and season.

How does household income compare in Waco vs Rio Rancho?

Median household income on the Census ACS 5-year (2023) is $85,755 in Rio Rancho vs $51,468 in Waco β€” a 66.6% higher figure. Compare this against the cost-of-living gap above when budgeting.

Is Rio Rancho more expensive than Waco?

Based on BEA Regional Price Parities (2024), overall price level in Rio Rancho is 3.2% higher than Waco (95.546 vs 92.55, U.S. average = 100). Rent and services typically carry most of this gap.

When is the best time to move from Waco to Rio Rancho?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 690 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How much do homes cost in Rio Rancho compared to Waco?

Zillow ZHVI (2026-03) puts the typical home value at $361,856 in Rio Rancho vs $194,245 in Waco β€” a 86.3% higher figure. Data provided by Zillow Research.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Waco.

City profiles: Waco, TX Β· Rio Rancho, NM.

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