Moving from Tulsa, OK to Elgin, IL

Relocating 680 mi from Tulsa to Elgin is a 12h 44m drive through 3 state(s). At long-haul distance the move touches nearly every household line item — rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.

680 mi · 12h 44m by car · OK → MO → IL

COL +16.1% Home values +51.6% Δ -12.3°F annual Δ +23.4" snow

Distance & route

Driving
680 mi
Drive time
12h 44m
States
3
Fuel (25 mpg)
27 gal
Route throughOK → MO → IL
Primary highwaysI 44, I 55, IL 47
Major cities en routeBroken Arrow, Springfield, St Louis, Springfield, Joliet

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

TulsaElginU.S. avg
All items (RPP)89.214103.595100.0
Rents73.85683.581100.0
Goods93.778107.258100.0
Services68.235112.01100.0

Overall prices come in 16.1% above Tulsa — 89.214 → 103.595 on the BEA RPP.

Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.

Housing prices

Tulsa — typical home
$217,450
Elgin — typical home
$329,682
Tulsa — typical rent
$1,229/mo
Elgin — typical rent
$1,846/mo

16.1% jump on the typical home value — a meaningful shift in monthly mortgage math.

YoY change: Tulsa +2.9%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsTulsaElgin
Annual avg temperature61°F49°F
January avg low28°F14°F
July avg high94°F84°F
Annual snowfall8.7"32.1"
Annual precipitation41.0"39.9"

Expect 12.3°F colder year-round on the NOAA 1991–2020 normals.

Heavy-snow city: expect 32.1 in of snowfall annually at Elgin.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: TULSA INTL AP, OK US, ELGIN, IL US).

Demographics

ACS 5-year 2023TulsaElgin
Population412,322114,106
Median household income$58,407$88,316
Median age35.536.3
Bachelor's degree or higher20.8%16.9%
Avg household size2.412.94

Expect median household income to rise 16.1% — $58,407 → $88,316 per ACS 5-year estimates (2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Tulsa MSA — median wage
$43,140
Elgin MSA — median wage
$49,790
Tulsa MSA — employment
443,020
Elgin MSA — employment
4,506,800

Top occupations in Elgin MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Oklahoma and Illinois

Oklahoma income tax
4.75% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Packing & arrival checklist

  • You are moving to a much snowier climate — Elgin averages 32.1 in annually vs 8.7 in at origin. Don't bury the winter gear in a hard-to-reach box.
  • You are moving to a noticeably colder climate (12.3°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Illinois after establishing residency.

Frequently asked

How much do homes cost in Elgin compared to Tulsa?

Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $217,450 in Tulsa — a 51.6% higher figure. Data provided by Zillow Research.

How far is Elgin, IL from Tulsa, OK?

The driving distance is 680 mi and the route typically takes 12h 44m via I 44 and I 55. The trip crosses 3 state(s). Actual time varies with traffic and season.

When is the best time to move from Tulsa to Elgin?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 680 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.

How does the job market in Elgin compare to Tulsa?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $43,140 in the Tulsa MSA, on total employment of 4,506,800 and 443,020 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How does household income compare in Tulsa vs Elgin?

Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $58,407 in Tulsa — a 51.2% higher figure. Compare this against the cost-of-living gap above when budgeting.

Is Elgin more expensive than Tulsa?

Based on BEA Regional Price Parities (2024), overall price level in Elgin is 16.1% higher than Tulsa (103.595 vs 89.214, U.S. average = 100). Rent and services typically carry most of this gap.

What is the climate difference between Tulsa and Elgin?

On NOAA 1991–2020 normals, annual average temperature is 49.0°F in Elgin vs 61.3°F in Tulsa (12.3°F colder). Annual snowfall: 32.1 in vs 8.7 in. Annual precipitation: 39.9 in vs 41.0 in.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Tulsa.

City profiles: Tulsa, OK · Elgin, IL.

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