Moving from Tampa, FL to Elgin, IL
Relocating 1179 mi from Tampa to Elgin is a 22h 29m drive through 6 state(s). At long-haul distance the move touches nearly every household line item — rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.
1179 mi · 22h 29m by car · FL → GA → TN → KY → IN → IL
Distance & route
| Route through | FL → GA → TN → KY → IN → IL |
|---|---|
| Primary highways | I 75, I 65, SR 111 |
| Major cities en route | St Petersburg, Clearwater, Lakeland, Gainesville, South Fulton |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Tampa | Elgin | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 100.89 | 103.595 | 100.0 |
| Rents | 88.525 | 83.581 | 100.0 |
| Goods | 95.47 | 107.258 | 100.0 |
| Services | 125.839 | 112.01 | 100.0 |
Tampa and Elgin sit within 5% on the overall BEA RPP — the composite diff is small, but rent or groceries alone may move more.
Source: BEA Regional Price Parities (MSA-level · MSA-level); 2024.
Housing prices
Homes in Elgin run about 2.7% cheaper — ZHVI $374,888 → $329,682 (2026-03).
YoY change: Tampa -3.5%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991–2020 normals | Tampa | Elgin |
|---|---|---|
| Annual avg temperature | 75°F | 49°F |
| January avg low | 53°F | 14°F |
| July avg high | 91°F | 84°F |
| Annual snowfall | 0.0" | 32.1" |
| Annual precipitation | 49.5" | 39.9" |
Annual average temperature drops 25.5°F — 74.5°F in Tampa vs 49.0°F in Elgin, per NOAA 1991–2020 normals.
Significant snow at the destination: Elgin sees 32.1 in a year on NOAA normals — budget for winter gear and plowing.
Source: NOAA U.S. Climate Normals 1991–2020 (stations: TAMPA INTL AP, FL US, ELGIN, IL US).
Demographics
| ACS 5-year 2023 | Tampa | Elgin |
|---|---|---|
| Population | 393,389 | 114,106 |
| Median household income | $71,302 | $88,316 |
| Median age | 35.6 | 36.3 |
| Bachelor's degree or higher | 26.3% | 16.9% |
| Avg household size | 2.45 | 2.94 |
Expect median household income to rise 2.7% — $71,302 → $88,316 per ACS 5-year estimates (2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Elgin MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 519,810 | $46,540 |
| Transportation and Material Moving Occupations | 497,550 | $41,020 |
| Management Occupations | 405,130 | $125,280 |
| Sales and Related Occupations | 386,070 | $38,490 |
| Food Preparation and Serving Related Occupations | 368,000 | $33,540 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Florida and Illinois
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation — state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.
- I-75 at Jellico Mountain (KY/TN border) sees chain requirements in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- You are moving to a much snowier climate — Elgin averages 32.1 in annually vs 0.0 in at origin. Don't bury the winter gear in a hard-to-reach box.
- You are moving to a noticeably colder climate (25.5°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Illinois after establishing residency.
Frequently asked
How does the job market in Elgin compare to Tampa?
BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $46,420 in the Tampa MSA, on total employment of 4,506,800 and 1,412,840 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How much do homes cost in Elgin compared to Tampa?
Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $374,888 in Tampa — a 12.1% lower figure. Data provided by Zillow Research.
When is the best time to move from Tampa to Elgin?
Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1179 mi drive, weather on the route matters too — see the timing section above for state-specific winter warnings.
How does household income compare in Tampa vs Elgin?
Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $71,302 in Tampa — a 23.9% higher figure. Compare this against the cost-of-living gap above when budgeting.
Is Elgin more expensive than Tampa?
Based on BEA Regional Price Parities (2024), overall price level in Elgin is 2.7% higher than Tampa (103.595 vs 100.89, U.S. average = 100). Rent and services typically carry most of this gap.
What is the climate difference between Tampa and Elgin?
On NOAA 1991–2020 normals, annual average temperature is 49.0°F in Elgin vs 74.5°F in Tampa (25.5°F colder). Annual snowfall: 32.1 in vs 0.0 in. Annual precipitation: 39.9 in vs 49.5 in.
How far is Elgin, IL from Tampa, FL?
The driving distance is 1179 mi and the route typically takes 22h 29m via I 75 and I 65. The trip crosses 6 state(s). Actual time varies with traffic and season.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Tampa.
City profiles: Tampa, FL · Elgin, IL.