Moving from Surprise, AZ to San Mateo, CA

Relocating 736 mi from Surprise to San Mateo is a 13h 34m drive through 2 state(s). At long-haul distance the move touches nearly every household line item β€” rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.

736 mi Β· 13h 34m by car Β· AZ β†’ CA

COL +11.9% Home values +299.3% Ξ” -11.5Β°F annual

Distance & route

Driving
736 mi
Drive time
13h 34m
States
2
Fuel (25 mpg)
29 gal
Route throughAZ β†’ CA
Primary highwaysI 10, I 5, US 95
Major cities en routePeoria, Phoenix, Glendale, Tempe, Goodyear

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

SurpriseSan MateoU.S. avg
All items (RPP)103.316115.613100.0
Rents93.332172.585100.0
Goods95.024108.465100.0
Services121.236194.718100.0

Overall prices come in 11.9% above Surprise β€” 103.316 β†’ 115.613 on the BEA RPP.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Surprise β€” typical home
$422,473
San Mateo β€” typical home
$1,686,905
Surprise β€” typical rent
$1,930/mo
San Mateo β€” typical rent
$3,503/mo

11.9% jump on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: Surprise -2.4%, San Mateo +0.6%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsSurpriseSan Mateo
Annual avg temperature70Β°F59Β°F
January avg low39Β°F45Β°F
July avg high105Β°F73Β°F
Annual snowfall0.0"β€”
Annual precipitation9.6"19.6"

Expect 11.5Β°F colder year-round on the NOAA 1991–2020 normals.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: WITTMANN 1SE, AZ US, SAN FRANCISCO INTL AP, CA US).

Demographics

ACS 5-year 2023SurpriseSan Mateo
Population149,519103,555
Median household income$93,371$152,669
Median age41.638
Bachelor's degree or higher19.9%31.4%
Avg household size2.752.6

Expect median household income to rise 11.9% β€” $93,371 β†’ $152,669 per ACS 5-year estimates (2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Surprise MSA β€” median wage
$48,600
San Mateo MSA β€” median wage
$72,050
Surprise MSA β€” employment
2,289,130
San Mateo MSA β€” employment
2,422,210

Top occupations in San Mateo MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 244,380 $59,630
Management Occupations 237,070 $171,350
Business and Financial Operations Occupations 211,250 $104,950
Food Preparation and Serving Related Occupations 194,040 $39,200
Sales and Related Occupations 183,930 $49,390

Source: BLS Occupational Employment and Wage Statistics.

Moving between Arizona and California

Arizona income tax
2.5% top marginal
California income tax
13.3% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check California's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-17 and I-40 through the Flagstaff area can see winter closures; the rest of Arizona is generally clear year-round.
  • Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • You are moving to a noticeably colder climate (11.5Β°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
  • Wildfire season in California typically peaks July through October β€” register for county emergency alerts during unpack.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in California after establishing residency.

Frequently asked

When is the best time to move from Surprise to San Mateo?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 736 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does the job market in San Mateo compare to Surprise?

BLS Occupational Employment and Wage Statistics show median wages of $72,050 in the San Mateo MSA vs $48,600 in the Surprise MSA, on total employment of 2,422,210 and 2,289,130 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How does household income compare in Surprise vs San Mateo?

Median household income on the Census ACS 5-year (2023) is $152,669 in San Mateo vs $93,371 in Surprise β€” a 63.5% higher figure. Compare this against the cost-of-living gap above when budgeting.

How much do homes cost in San Mateo compared to Surprise?

Zillow ZHVI (2026-03) puts the typical home value at $1,686,905 in San Mateo vs $422,473 in Surprise β€” a 299.3% higher figure. Data provided by Zillow Research.

How far is San Mateo, CA from Surprise, AZ?

The driving distance is 736 mi and the route typically takes 13h 34m via I 10 and I 5. The trip crosses 2 state(s). Actual time varies with traffic and season.

Is San Mateo more expensive than Surprise?

Based on BEA Regional Price Parities (2024), overall price level in San Mateo is 11.9% higher than Surprise (115.613 vs 103.316, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Surprise.

City profiles: Surprise, AZ Β· San Mateo, CA.

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