Moving from South Bend, IN to Memphis, TN
It is 593 mi between South Bend and Memphis β roughly 11h of driving, plus rest stops and overnight, through 5 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.
593 mi Β· 11h by car Β· TN β AR β MO β IL β IN
Distance & route
| Route through | TN β AR β MO β IL β IN |
|---|---|
| Primary highways | I 57, US 78, I 55 |
| Major cities en route | Joliet, Naperville, Chicago |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| South Bend | Memphis | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 92.858 | 92.179 | 100.0 |
| Rents | 87.733 | 74.097 | 100.0 |
| Goods | 94.221 | 96.221 | 100.0 |
| Services | 74.586 | 79.807 | 100.0 |
South Bend and Memphis sit within 5% on the overall BEA RPP β the composite diff is small, but rent or groceries alone may move more.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Zillow ZHVI drops from $192,340 in South Bend to $144,710 in Memphis, a 0.7% decrease on the typical home value.
YoY change: South Bend +4.9%, Memphis -3.1%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | South Bend | Memphis |
|---|---|---|
| Annual avg temperature | 50Β°F | 63Β°F |
| January avg low | 17Β°F | 33Β°F |
| July avg high | 83Β°F | 92Β°F |
| Annual snowfall | β | 2.7" |
| Annual precipitation | 40.9" | 54.9" |
Annual temperature rises 13.6Β°F moving to Memphis per NOAA normals.
Expect 2.7 in of snow annually at the destination β manageable with basic winter gear per NOAA normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: S BEND, IN US, MEMPHIS INTL AP, TN US).
Demographics
| ACS 5-year 2023 | South Bend | Memphis |
|---|---|---|
| Population | 102,866 | 629,063 |
| Median household income | $52,512 | $51,211 |
| Median age | 33.9 | 34.3 |
| Bachelor's degree or higher | 16.9% | 16.9% |
| Avg household size | 2.5 | 2.47 |
Household income lines up β $52,512 vs $51,211 on ACS 5-year 2023.
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Memphis MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Transportation and Material Moving Occupations | 106,230 | $38,330 |
| Office and Administrative Support Occupations | 83,120 | $40,640 |
| Food Preparation and Serving Related Occupations | 51,140 | $28,230 |
| Sales and Related Occupations | 50,680 | $32,680 |
| Healthcare Practitioners and Technical Occupations | 39,480 | $73,120 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Indiana and Tennessee
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Tennessee's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in Memphis average 92Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Pack rain gear on top: Memphis averages 54.9 in of annual precipitation β waterproof jackets and boots are worth unpacking before the big boxes.
- You are moving to a noticeably warmer climate (13.6Β°F higher annual average). Keep summer clothing accessible and consider donating or storing heavy winter gear.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Tennessee after establishing residency.
Frequently asked
When is the best time to move from South Bend to Memphis?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 593 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How much do homes cost in Memphis compared to South Bend?
Zillow ZHVI (2026-03) puts the typical home value at $144,710 in Memphis vs $192,340 in South Bend β a 24.8% lower figure. Data provided by Zillow Research.
How does the job market in Memphis compare to South Bend?
BLS Occupational Employment and Wage Statistics show median wages of $43,400 in the Memphis MSA vs $44,420 in the South Bend MSA, on total employment of 625,340 and 129,890 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How far is Memphis, TN from South Bend, IN?
The driving distance is 593 mi and the route typically takes 11h via I 57 and US 78. The trip crosses 5 state(s). Actual time varies with traffic and season.
Is Memphis more expensive than South Bend?
Based on BEA Regional Price Parities (2024), overall price level in Memphis is 0.7% lower than South Bend (92.179 vs 92.858, U.S. average = 100). Rent and services typically carry most of this gap.
How does household income compare in South Bend vs Memphis?
Median household income on the Census ACS 5-year (2023) is $51,211 in Memphis vs $52,512 in South Bend β a 2.5% lower figure. Compare this against the cost-of-living gap above when budgeting.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from South Bend.
City profiles: South Bend, IN Β· Memphis, TN.