Moving from San Mateo, CA to Elgin, IL

A 2119 mi cross-country move between San Mateo and Elgin is 36h 42m on paper and typically three to five days in practice, through 7 states. Nearly every household line β€” rent, taxes, climate, commute β€” usually shifts. This page assembles the federal and Zillow data to make those differences visible on a single screen.

2119 mi Β· 36h 42m by car Β· IL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA

COL -10.4% Home values -80.5% Ξ” -9.7Β°F annual

Distance & route

Driving
2119 mi
Drive time
36h 42m
States
7
Fuel (25 mpg)
85 gal
Route throughIL β†’ IA β†’ NE β†’ WY β†’ UT β†’ NV β†’ CA
Primary highwaysI 80, I 80 EXPRESS, I 88
Major cities en routeAurora, Naperville, Rockford, Cedar Rapids, Des Moines

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

San MateoElginU.S. avg
All items (RPP)115.613103.595100.0
Rents172.58583.581100.0
Goods108.465107.258100.0
Services194.718112.01100.0

Expect about 10.4% lower overall cost of living β€” BEA RPP 2024 has Elgin at 103.595 vs San Mateo at 115.613.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

San Mateo β€” typical home
$1,686,905
Elgin β€” typical home
$329,682
San Mateo β€” typical rent
$3,503/mo
Elgin β€” typical rent
$1,846/mo

Expect roughly 10.4% lower home prices β€” ZHVI goes from $1,686,905 to $329,682 moving to Elgin.

YoY change: San Mateo +0.6%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsSan MateoElgin
Annual avg temperature59Β°F49Β°F
January avg low45Β°F14Β°F
July avg high73Β°F84Β°F
Annual snowfallβ€”32.1"
Annual precipitation19.6"39.9"

Annual temperature drops 9.7Β°F moving to Elgin per NOAA normals.

Elgin averages 32.1 in of annual snowfall on the NOAA 1991–2020 normals β€” a full winter setup (heavy coat, snow tires, chains) is worth unpacking first.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: SAN FRANCISCO INTL AP, CA US, ELGIN, IL US).

Demographics

ACS 5-year 2023San MateoElgin
Population103,555114,106
Median household income$152,669$88,316
Median age3836.3
Bachelor's degree or higher31.4%16.9%
Avg household size2.62.94

Elgin households earn about 10.4% less than San Mateo at the median β€” $152,669 β†’ $88,316 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

San Mateo MSA β€” median wage
$72,050
Elgin MSA β€” median wage
$49,790
San Mateo MSA β€” employment
2,422,210
Elgin MSA β€” employment
4,506,800

Top occupations in Elgin MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between California and Illinois

California income tax
13.3% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-80 across southern Wyoming frequently closes in winter storms November through April β€” check WYDOT 511 before departure.
  • I-80 through Parleys Canyon and I-70 through the San Rafael Swell see winter closures; I-15 north of Salt Lake can slow in storms.
  • I-80 east of Reno and US-50 across the Sierra can require chains in winter storms.
  • Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Winter gear first: Elgin averages 32.1 in of snow per year on NOAA normals β€” pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Illinois after establishing residency.

Frequently asked

How does household income compare in San Mateo vs Elgin?

Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $152,669 in San Mateo β€” a 42.2% lower figure. Compare this against the cost-of-living gap above when budgeting.

How far is Elgin, IL from San Mateo, CA?

The driving distance is 2119 mi and the route typically takes 36h 42m via I 80 and I 80 EXPRESS. The trip crosses 7 state(s). Actual time varies with traffic and season.

When is the best time to move from San Mateo to Elgin?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 2119 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How much do homes cost in Elgin compared to San Mateo?

Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $1,686,905 in San Mateo β€” a 80.5% lower figure. Data provided by Zillow Research.

How does the job market in Elgin compare to San Mateo?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $72,050 in the San Mateo MSA, on total employment of 4,506,800 and 2,422,210 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

Is Elgin more expensive than San Mateo?

Based on BEA Regional Price Parities (2024), overall price level in Elgin is 10.4% lower than San Mateo (103.595 vs 115.613, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from San Mateo.

City profiles: San Mateo, CA Β· Elgin, IL.

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