Moving from Palm Bay, FL to Chicago, IL
The drive from Palm Bay, FL to Chicago, IL runs 1190 mi β about 22h 42m on interstate, longer with stops. Long-range relocations typically bring real shifts in cost of living, housing prices, climate, and job market. Below, each of those layers is pulled from its source (BEA, Census, Zillow, BLS, NOAA) for a direct comparison.
1190 mi Β· 22h 42m by car Β· IL β IN β KY β TN β GA β FL
Distance & route
| Route through | IL β IN β KY β TN β GA β FL |
|---|---|
| Primary highways | I 75, I 65, GA 540 |
| Major cities en route | Naperville, Chattanooga, Sandy Springs, Atlanta, South Fulton |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Palm Bay | Chicago | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 100.005 | 103.595 | 100.0 |
| Rents | 88.064 | 83.581 | 100.0 |
| Goods | 96.24 | 107.258 | 100.0 |
| Services | 111.731 | 112.01 | 100.0 |
Chicago and Palm Bay are close on the overall BEA RPP (100.005 vs 103.595); rent and services often drive the real difference.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Typical home values are comparable between the two cities on the latest Zillow ZHVI.
YoY change: Palm Bay -4.0%, Chicago +2.8%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | Palm Bay | Chicago |
|---|---|---|
| Annual avg temperature | 73Β°F | 51Β°F |
| January avg low | 49Β°F | 20Β°F |
| July avg high | 91Β°F | 81Β°F |
| Annual snowfall | β | β |
| Annual precipitation | 55.6" | β |
NOAA normals show Chicago running 21.8Β°F below Palm Bay on the annual mean.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: PALM BAY, FL US, CHICAGO NORTHERLY IS, IL US).
Demographics
| ACS 5-year 2023 | Palm Bay | Chicago |
|---|---|---|
| Population | 125,273 | 2,707,648 |
| Median household income | $67,521 | $75,134 |
| Median age | 41.3 | 35.7 |
| Bachelor's degree or higher | 14.4% | 24.9% |
| Avg household size | 2.82 | 2.36 |
Income steps up 3.6%: $67,521 in Palm Bay vs $75,134 in Chicago.
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Chicago MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 519,810 | $46,540 |
| Transportation and Material Moving Occupations | 497,550 | $41,020 |
| Management Occupations | 405,130 | $125,280 |
| Sales and Related Occupations | 386,070 | $38,490 |
| Food Preparation and Serving Related Occupations | 368,000 | $33,540 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Florida and Illinois
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- I-75 at Jellico Mountain (KY/TN border) sees chain requirements in winter storms.
- I-40 through the Smokies and I-75 near Jellico Mountain can see chain requirements in winter storms.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- You are moving to a noticeably colder climate (21.8Β°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Illinois after establishing residency.
Frequently asked
How much do homes cost in Chicago compared to Palm Bay?
Zillow ZHVI (2026-03) puts the typical home value at $317,283 in Chicago vs $302,461 in Palm Bay β a 4.9% higher figure. Data provided by Zillow Research.
When is the best time to move from Palm Bay to Chicago?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1190 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How far is Chicago, IL from Palm Bay, FL?
The driving distance is 1190 mi and the route typically takes 22h 42m via I 75 and I 65. The trip crosses 6 state(s). Actual time varies with traffic and season.
How does household income compare in Palm Bay vs Chicago?
Median household income on the Census ACS 5-year (2023) is $75,134 in Chicago vs $67,521 in Palm Bay β a 11.3% higher figure. Compare this against the cost-of-living gap above when budgeting.
How does the job market in Chicago compare to Palm Bay?
BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Chicago MSA vs $46,290 in the Palm Bay MSA, on total employment of 4,506,800 and 236,890 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
Is Chicago more expensive than Palm Bay?
Based on BEA Regional Price Parities (2024), overall price level in Chicago is 3.6% higher than Palm Bay (103.595 vs 100.005, U.S. average = 100). Rent and services typically carry most of this gap.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Palm Bay.
City profiles: Palm Bay, FL Β· Chicago, IL.