Moving from Naperville, IL to St. Paul, MN

Moving from Naperville, IL to St. Paul, MN covers 390 mi and about 7h 21m by car through 3 state(s). That is far enough that housing, cost-of-living, climate, and job market can all move meaningfully β€” the sections below pull current figures from BEA, Zillow, the Census Bureau, BLS, and NOAA to map exactly where the differences fall.

390 mi Β· 7h 21m by car Β· MN β†’ WI β†’ IL

COL +1.2% Ξ” -2.7Β°F annual

Distance & route

Driving
390 mi
Drive time
7h 21m
States
3
Fuel (25 mpg)
16 gal
Route throughMN β†’ WI β†’ IL
Primary highwaysI 94, I 90, I 39
Major cities en routeMinneapolis, Madison, Rockford, Elgin, Aurora

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

NapervilleSt. PaulU.S. avg
All items (RPP)103.595104.822100.0
Rents83.58193.493100.0
Goods107.258103.065100.0
Services112.01111.838100.0

Overall cost of living in St. Paul and Naperville is within Β±5% on the BEA Regional Price Parity (2024) β€” plan your budget on category-level differences instead.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Naperville β€” typical home
$610,454
St. Paul β€” typical home
β€”
Naperville β€” typical rent
$2,158/mo

YoY change: Naperville +5.2%, St. Paul β€”. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsNapervilleSt. Paul
Annual avg temperature49Β°F47Β°F
January avg low15Β°F9Β°F
July avg high84Β°F83Β°F
Annual snowfallβ€”β€”
Annual precipitation40.2"29.2"

Annual average temperatures in Naperville (49.2Β°F) and St. Paul (46.5Β°F) stay within 5Β°F of each other (NOAA normals).

Source: NOAA U.S. Climate Normals 1991–2020 (stations: LISLE-MORTON ARBORETUM, IL US, ST PAUL DOWNTOWN AP, MN US).

Demographics

ACS 5-year 2023NapervilleSt. Paul
Population149,424307,762
Median household income$150,937$73,055
Median age40.133.5
Bachelor's degree or higher38.8%25.2%
Avg household size2.752.5

Median household income in St. Paul is 1.2% below Naperville ($150,937 vs $73,055, ACS 5-year 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Naperville MSA β€” median wage
$49,790
St. Paul MSA β€” median wage
$54,850
Naperville MSA β€” employment
4,506,800
St. Paul MSA β€” employment
1,911,030

Top occupations in St. Paul MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 233,400 $49,210
Sales and Related Occupations 158,540 $40,720
Business and Financial Operations Occupations 154,580 $81,780
Food Preparation and Serving Related Occupations 153,950 $31,400
Transportation and Material Moving Occupations 144,720 $46,500

Source: BLS Occupational Employment and Wage Statistics.

Moving between Illinois and Minnesota

Illinois income tax
4.95% top marginal
Minnesota income tax
9.85% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Minnesota's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • I-35 and I-94 across Minnesota can see short closures in winter storms β€” check MnDOT 511.
  • Winter storms can slow I-90 and I-94 across western Wisconsin β€” check 511wi.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

How does the job market in St. Paul compare to Naperville?

BLS Occupational Employment and Wage Statistics show median wages of $54,850 in the St. Paul MSA vs $49,790 in the Naperville MSA, on total employment of 1,911,030 and 4,506,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How far is St. Paul, MN from Naperville, IL?

The driving distance is 390 mi and the route typically takes 7h 21m via I 94 and I 90. The trip crosses 3 state(s). Actual time varies with traffic and season.

When is the best time to move from Naperville to St. Paul?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 390 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

Is St. Paul more expensive than Naperville?

Based on BEA Regional Price Parities (2024), overall price level in St. Paul is 1.2% higher than Naperville (104.822 vs 103.595, U.S. average = 100). Rent and services typically carry most of this gap.

How does household income compare in Naperville vs St. Paul?

Median household income on the Census ACS 5-year (2023) is $73,055 in St. Paul vs $150,937 in Naperville β€” a 51.6% lower figure. Compare this against the cost-of-living gap above when budgeting.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Naperville.

City profiles: Naperville, IL Β· St. Paul, MN.

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