Moving from Montgomery, AL to McKinney, TX
The drive from Montgomery, AL to McKinney, TX runs 674 mi β about 12h 34m on interstate, longer with stops. Long-range relocations typically bring real shifts in cost of living, housing prices, climate, and job market. Below, each of those layers is pulled from its source (BEA, Census, Zillow, BLS, NOAA) for a direct comparison.
674 mi Β· 12h 34m by car Β· TX β LA β MS β AL
Distance & route
| Route through | TX β LA β MS β AL |
|---|---|
| Primary highways | I 20, US 80, US 49 |
| Major cities en route | Frisco, Denton, Allen, Plano, Richardson |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Montgomery | McKinney | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 89.682 | 103.09 | 100.0 |
| Rents | 84.907 | 90.711 | 100.0 |
| Goods | 96.397 | 102.838 | 100.0 |
| Services | 64.347 | 117.874 | 100.0 |
Moderate COL step-up: 15.0% pricier overall in McKinney than Montgomery on the 2024 BEA RPP.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Housing gap is large: McKinney typical home at $481,963 is 15.0% above Montgomery at $151,228 (Zillow, 2026-03).
YoY change: Montgomery +1.1%, McKinney -6.9%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | Montgomery | McKinney |
|---|---|---|
| Annual avg temperature | 68Β°F | 65Β°F |
| January avg low | 40Β°F | 34Β°F |
| July avg high | 94Β°F | 94Β°F |
| Annual snowfall | β | β |
| Annual precipitation | 51.8" | β |
Climate is roughly comparable on the annual mean β 67.9Β°F vs 64.9Β°F per NOAA 1991β2020 normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: MONTGOMERY 6SW, AL US, MCKINNEY MUNICIPAL AIRPORT, TX US).
Demographics
| ACS 5-year 2023 | Montgomery | McKinney |
|---|---|---|
| Population | 198,440 | 202,314 |
| Median household income | $55,687 | $120,273 |
| Median age | 36.2 | 36.7 |
| Bachelor's degree or higher | 19.4% | 34.1% |
| Avg household size | 2.46 | 2.86 |
Income gap is large: median household income climbs 15.0% between Montgomery and McKinney (ACS 2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in McKinney MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 523,660 | $44,430 |
| Transportation and Material Moving Occupations | 412,270 | $39,950 |
| Sales and Related Occupations | 368,400 | $36,710 |
| Management Occupations | 350,940 | $117,410 |
| Food Preparation and Serving Related Occupations | 341,240 | $29,000 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Alabama and Texas
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Packing & arrival checklist
- Air conditioning matters: July highs in McKinney average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Texas after establishing residency.
Frequently asked
How much do homes cost in McKinney compared to Montgomery?
Zillow ZHVI (2026-03) puts the typical home value at $481,963 in McKinney vs $151,228 in Montgomery β a 218.7% higher figure. Data provided by Zillow Research.
How does household income compare in Montgomery vs McKinney?
Median household income on the Census ACS 5-year (2023) is $120,273 in McKinney vs $55,687 in Montgomery β a 116.0% higher figure. Compare this against the cost-of-living gap above when budgeting.
When is the best time to move from Montgomery to McKinney?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 674 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How does the job market in McKinney compare to Montgomery?
BLS Occupational Employment and Wage Statistics show median wages of $48,440 in the McKinney MSA vs $40,220 in the Montgomery MSA, on total employment of 3,966,500 and 160,840 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
Is McKinney more expensive than Montgomery?
Based on BEA Regional Price Parities (2024), overall price level in McKinney is 15.0% higher than Montgomery (103.09 vs 89.682, U.S. average = 100). Rent and services typically carry most of this gap.
How far is McKinney, TX from Montgomery, AL?
The driving distance is 674 mi and the route typically takes 12h 34m via I 20 and US 80. The trip crosses 4 state(s). Actual time varies with traffic and season.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Montgomery.
City profiles: Montgomery, AL Β· McKinney, TX.