Moving from McKinney, TX to San Mateo, CA
It is 1707 mi and 30h 26m from McKinney to San Mateo β a cross-country move across 4 states. Housing, cost of living, climate, and tax picture all tend to shift substantially at this distance. This page pulls the current figures from each federal source and Zillow Research into one comparison.
1707 mi Β· 30h 26m by car Β· TX β NM β AZ β CA
Distance & route
| Route through | TX β NM β AZ β CA |
|---|---|
| Primary highways | I 40, US 287, CA 58 |
| Major cities en route | Dallas, Plano, Garland, Richardson, Allen |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| McKinney | San Mateo | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 103.09 | 115.613 | 100.0 |
| Rents | 90.711 | 172.585 | 100.0 |
| Goods | 102.838 | 108.465 | 100.0 |
| Services | 117.874 | 194.718 | 100.0 |
San Mateo runs about 12.1% more expensive overall than McKinney β RPP 103.09 β 115.613.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Zillow ZHVI climbs from $481,963 in McKinney to $1,686,905 in San Mateo, a 12.1% increase on the typical home value.
YoY change: McKinney -6.9%, San Mateo +0.6%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | McKinney | San Mateo |
|---|---|---|
| Annual avg temperature | 65Β°F | 59Β°F |
| January avg low | 34Β°F | 45Β°F |
| July avg high | 94Β°F | 73Β°F |
| Annual snowfall | β | β |
| Annual precipitation | β | 19.6" |
Expect 6.2Β°F colder year-round on the NOAA 1991β2020 normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: MCKINNEY MUNICIPAL AIRPORT, TX US, SAN FRANCISCO INTL AP, CA US).
Demographics
| ACS 5-year 2023 | McKinney | San Mateo |
|---|---|---|
| Population | 202,314 | 103,555 |
| Median household income | $120,273 | $152,669 |
| Median age | 36.7 | 38 |
| Bachelor's degree or higher | 34.1% | 31.4% |
| Avg household size | 2.86 | 2.6 |
Expect median household income to rise 12.1% β $120,273 β $152,669 per ACS 5-year estimates (2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in San Mateo MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 244,380 | $59,630 |
| Management Occupations | 237,070 | $171,350 |
| Business and Financial Operations Occupations | 211,250 | $104,950 |
| Food Preparation and Serving Related Occupations | 194,040 | $39,200 |
| Sales and Related Occupations | 183,930 | $49,390 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Texas and California
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check California's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- Raton Pass (I-25 at the Colorado line) can close in winter storms.
- I-17 and I-40 through the Flagstaff area can see winter closures; the rest of Arizona is generally clear year-round.
- Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Wildfire season in California typically peaks July through October β register for county emergency alerts during unpack.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in California after establishing residency.
Frequently asked
Is San Mateo more expensive than McKinney?
Based on BEA Regional Price Parities (2024), overall price level in San Mateo is 12.1% higher than McKinney (115.613 vs 103.09, U.S. average = 100). Rent and services typically carry most of this gap.
How does the job market in San Mateo compare to McKinney?
BLS Occupational Employment and Wage Statistics show median wages of $72,050 in the San Mateo MSA vs $48,440 in the McKinney MSA, on total employment of 2,422,210 and 3,966,500 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How does household income compare in McKinney vs San Mateo?
Median household income on the Census ACS 5-year (2023) is $152,669 in San Mateo vs $120,273 in McKinney β a 26.9% higher figure. Compare this against the cost-of-living gap above when budgeting.
When is the best time to move from McKinney to San Mateo?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1707 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How far is San Mateo, CA from McKinney, TX?
The driving distance is 1707 mi and the route typically takes 30h 26m via I 40 and US 287. The trip crosses 4 state(s). Actual time varies with traffic and season.
How much do homes cost in San Mateo compared to McKinney?
Zillow ZHVI (2026-03) puts the typical home value at $1,686,905 in San Mateo vs $481,963 in McKinney β a 250.0% higher figure. Data provided by Zillow Research.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from McKinney.
City profiles: McKinney, TX Β· San Mateo, CA.