Moving from McKinney, TX to Ontario, CA
A move from McKinney, TX to Ontario, CA covers 1387 mi and around 24h 20m of driving through 4 state(s). At this range plan for a two- or three-day drive, a hauler or PODS container for household goods, and a noticeable shift in weather, tax jurisdiction, and housing market. The sections below pull the current BEA, Census, Zillow, BLS, and NOAA figures into one view.
1387 mi Β· 24h 20m by car Β· TX β NM β AZ β CA
Distance & route
| Route through | TX β NM β AZ β CA |
|---|---|
| Primary highways | I 40, US 287, I 15 |
| Major cities en route | Dallas, Plano, Garland, Richardson, Allen |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| McKinney | Ontario | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 103.09 | 106.442 | 100.0 |
| Rents | 90.711 | 148.641 | 100.0 |
| Goods | 102.838 | 101.431 | 100.0 |
| Services | 117.874 | 129.312 | 100.0 |
Cost-of-living overlap: BEA RPP for McKinney (103.09) and Ontario (106.442) are within a few points of each other.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Homes run dramatically pricier in Ontario: 3.3% above McKinney on Zillow ZHVI (2026-03).
YoY change: McKinney -6.9%, Ontario -1.7%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | McKinney | Ontario |
|---|---|---|
| Annual avg temperature | 65Β°F | 67Β°F |
| January avg low | 34Β°F | 45Β°F |
| July avg high | 94Β°F | 94Β°F |
| Annual snowfall | β | β |
| Annual precipitation | β | 11.6" |
No material annual-average temperature gap; seasonal extremes may still differ.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: MCKINNEY MUNICIPAL AIRPORT, TX US, ONTARIO INTL AP, CA US).
Demographics
| ACS 5-year 2023 | McKinney | Ontario |
|---|---|---|
| Population | 202,314 | 178,347 |
| Median household income | $120,273 | $82,806 |
| Median age | 36.7 | 33.1 |
| Bachelor's degree or higher | 34.1% | 15.1% |
| Avg household size | 2.86 | 3.39 |
Median household income in Ontario is 3.3% below McKinney ($120,273 vs $82,806, ACS 5-year 2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Ontario MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Transportation and Material Moving Occupations | 267,890 | $47,210 |
| Office and Administrative Support Occupations | 177,100 | $47,040 |
| Food Preparation and Serving Related Occupations | 167,590 | $34,570 |
| Sales and Related Occupations | 136,950 | $36,420 |
| Healthcare Support Occupations | 115,940 | $32,240 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Texas and California
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check California's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Winter driving along this route
- Raton Pass (I-25 at the Colorado line) can close in winter storms.
- I-17 and I-40 through the Flagstaff area can see winter closures; the rest of Arizona is generally clear year-round.
- Donner Pass (I-80) and Tejon Pass (I-5 Grapevine) see chain requirements and occasional closures December through March.
State DOT 511 phone or web services provide real-time road conditions year-round.
Packing & arrival checklist
- Air conditioning matters: July highs in Ontario average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- Dry climate: Ontario sees only 11.6 in of precipitation a year. A humidifier helps keep wood furniture from cracking and is easier on skin and sinuses.
- Wildfire season in California typically peaks July through October β register for county emergency alerts during unpack.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in California after establishing residency.
Frequently asked
How does household income compare in McKinney vs Ontario?
Median household income on the Census ACS 5-year (2023) is $82,806 in Ontario vs $120,273 in McKinney β a 31.2% lower figure. Compare this against the cost-of-living gap above when budgeting.
When is the best time to move from McKinney to Ontario?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 1387 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How does the job market in Ontario compare to McKinney?
BLS Occupational Employment and Wage Statistics show median wages of $47,450 in the Ontario MSA vs $48,440 in the McKinney MSA, on total employment of 1,661,860 and 3,966,500 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How much do homes cost in Ontario compared to McKinney?
Zillow ZHVI (2026-03) puts the typical home value at $672,742 in Ontario vs $481,963 in McKinney β a 39.6% higher figure. Data provided by Zillow Research.
How far is Ontario, CA from McKinney, TX?
The driving distance is 1387 mi and the route typically takes 24h 20m via I 40 and US 287. The trip crosses 4 state(s). Actual time varies with traffic and season.
Is Ontario more expensive than McKinney?
Based on BEA Regional Price Parities (2024), overall price level in Ontario is 3.3% higher than McKinney (106.442 vs 103.09, U.S. average = 100). Rent and services typically carry most of this gap.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from McKinney.
City profiles: McKinney, TX Β· Ontario, CA.