Moving from McKinney, TX to Independence, MO

Moving from McKinney, TX to Independence, MO covers 473 mi and about 9h 6m by car through 3 state(s). That is far enough that housing, cost-of-living, climate, and job market can all move meaningfully β€” the sections below pull current figures from BEA, Zillow, the Census Bureau, BLS, and NOAA to map exactly where the differences fall.

473 mi Β· 9h 6m by car Β· TX β†’ OK β†’ MO

COL -10.2% Home values -56.8% Ξ” -10.9Β°F annual

Distance & route

Driving
473 mi
Drive time
9h 6m
States
3
Fuel (25 mpg)
19 gal
Route throughTX β†’ OK β†’ MO
Primary highwaysUS 69, US 75, I 49
Major cities en routeDallas, Plano, Irving, Garland, Frisco

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

McKinneyIndependenceU.S. avg
All items (RPP)103.0992.543100.0
Rents90.71189.034100.0
Goods102.83894.12100.0
Services117.87486.642100.0

Overall prices in Independence are 10.2% below McKinney β€” a mid-sized gap that shows up mostly in rent and services.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

McKinney β€” typical home
$481,963
Independence β€” typical home
$208,158
McKinney β€” typical rent
$1,690/mo
Independence β€” typical rent
$1,323/mo

Housing gap is large: Independence typical home at $208,158 is 10.2% under McKinney at $481,963 (Zillow, 2026-03).

YoY change: McKinney -6.9%, Independence +2.6%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsMcKinneyIndependence
Annual avg temperature65Β°F54Β°F
January avg low34Β°F19Β°F
July avg high94Β°F87Β°F
Annual snowfallβ€”13.2"
Annual precipitationβ€”44.7"

Independence is 10.9Β°F cooler on the annual average (64.9Β°F vs 54.0Β°F, NOAA 1991–2020).

Significant snow at the destination: Independence sees 13.2 in a year on NOAA normals β€” budget for winter gear and plowing.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: MCKINNEY MUNICIPAL AIRPORT, TX US, INDEPENDENCE, MO US).

Demographics

ACS 5-year 2023McKinneyIndependence
Population202,314121,944
Median household income$120,273$59,480
Median age36.738.4
Bachelor's degree or higher34.1%13.7%
Avg household size2.862.39

Median household income in Independence is 10.2% below McKinney ($120,273 vs $59,480, ACS 5-year 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

McKinney MSA β€” median wage
$48,440
Independence MSA β€” median wage
$48,040
McKinney MSA β€” employment
3,966,500
Independence MSA β€” employment
1,078,310

Top occupations in Independence MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 133,580 $43,640
Transportation and Material Moving Occupations 105,080 $42,090
Food Preparation and Serving Related Occupations 95,130 $29,920
Sales and Related Occupations 94,940 $36,640
Business and Financial Operations Occupations 77,380 $75,790

Source: BLS Occupational Employment and Wage Statistics.

Moving between Texas and Missouri

Texas income tax
no state income tax
Missouri income tax
4.7% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Missouri's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Packing & arrival checklist

  • Winter gear first: Independence averages 13.2 in of snow per year on NOAA normals β€” pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • You are moving to a noticeably colder climate (10.9Β°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
  • Tornadoes are common April through June β€” identify a safe room or interior space on day one.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Missouri after establishing residency.

Frequently asked

When is the best time to move from McKinney to Independence?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 473 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in McKinney vs Independence?

Median household income on the Census ACS 5-year (2023) is $59,480 in Independence vs $120,273 in McKinney β€” a 50.5% lower figure. Compare this against the cost-of-living gap above when budgeting.

How does the job market in Independence compare to McKinney?

BLS Occupational Employment and Wage Statistics show median wages of $48,040 in the Independence MSA vs $48,440 in the McKinney MSA, on total employment of 1,078,310 and 3,966,500 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How much do homes cost in Independence compared to McKinney?

Zillow ZHVI (2026-03) puts the typical home value at $208,158 in Independence vs $481,963 in McKinney β€” a 56.8% lower figure. Data provided by Zillow Research.

How far is Independence, MO from McKinney, TX?

The driving distance is 473 mi and the route typically takes 9h 6m via US 69 and US 75. The trip crosses 3 state(s). Actual time varies with traffic and season.

Is Independence more expensive than McKinney?

Based on BEA Regional Price Parities (2024), overall price level in Independence is 10.2% lower than McKinney (92.543 vs 103.09, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from McKinney.

City profiles: McKinney, TX Β· Independence, MO.

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