Moving from McKinney, TX to Chicago, IL
It is 890 mi between McKinney and Chicago β roughly 16h 40m of driving, plus rest stops and overnight, through 4 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.
890 mi Β· 16h 40m by car Β· IL β MO β OK β TX
Distance & route
| Route through | IL β MO β OK β TX |
|---|---|
| Primary highways | I 44, I 55, US 50 |
| Major cities en route | Elgin, Naperville, Aurora, Joliet, Springfield |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| McKinney | Chicago | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 103.09 | 103.595 | 100.0 |
| Rents | 90.711 | 83.581 | 100.0 |
| Goods | 102.838 | 107.258 | 100.0 |
| Services | 117.874 | 112.01 | 100.0 |
Overall price level is comparable β 103.09 vs 103.595 on the 2024 BEA RPP. Category-level gaps (rents, services) may still be meaningful.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Expect roughly 0.5% lower home prices β ZHVI goes from $481,963 to $317,283 moving to Chicago.
YoY change: McKinney -6.9%, Chicago +2.8%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | McKinney | Chicago |
|---|---|---|
| Annual avg temperature | 65Β°F | 51Β°F |
| January avg low | 34Β°F | 20Β°F |
| July avg high | 94Β°F | 81Β°F |
| Annual snowfall | β | β |
| Annual precipitation | β | β |
Annual temperature drops 14.1Β°F moving to Chicago per NOAA normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: MCKINNEY MUNICIPAL AIRPORT, TX US, CHICAGO NORTHERLY IS, IL US).
Demographics
| ACS 5-year 2023 | McKinney | Chicago |
|---|---|---|
| Population | 202,314 | 2,707,648 |
| Median household income | $120,273 | $75,134 |
| Median age | 36.7 | 35.7 |
| Bachelor's degree or higher | 34.1% | 24.9% |
| Avg household size | 2.86 | 2.36 |
Chicago households earn about 0.5% less than McKinney at the median β $120,273 β $75,134 on ACS 2023.
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in Chicago MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 519,810 | $46,540 |
| Transportation and Material Moving Occupations | 497,550 | $41,020 |
| Management Occupations | 405,130 | $125,280 |
| Sales and Related Occupations | 386,070 | $38,490 |
| Food Preparation and Serving Related Occupations | 368,000 | $33,540 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Texas and Illinois
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Packing & arrival checklist
- You are moving to a noticeably colder climate (14.1Β°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Illinois after establishing residency.
Frequently asked
How much do homes cost in Chicago compared to McKinney?
Zillow ZHVI (2026-03) puts the typical home value at $317,283 in Chicago vs $481,963 in McKinney β a 34.2% lower figure. Data provided by Zillow Research.
How does the job market in Chicago compare to McKinney?
BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Chicago MSA vs $48,440 in the McKinney MSA, on total employment of 4,506,800 and 3,966,500 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How far is Chicago, IL from McKinney, TX?
The driving distance is 890 mi and the route typically takes 16h 40m via I 44 and I 55. The trip crosses 4 state(s). Actual time varies with traffic and season.
When is the best time to move from McKinney to Chicago?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 890 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How does household income compare in McKinney vs Chicago?
Median household income on the Census ACS 5-year (2023) is $75,134 in Chicago vs $120,273 in McKinney β a 37.5% lower figure. Compare this against the cost-of-living gap above when budgeting.
Is Chicago more expensive than McKinney?
Based on BEA Regional Price Parities (2024), overall price level in Chicago is 0.5% higher than McKinney (103.595 vs 103.09, U.S. average = 100). Rent and services typically carry most of this gap.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from McKinney.
City profiles: McKinney, TX Β· Chicago, IL.