Moving from McKinney, TX to Cedar Rapids, IA

Relocating 782 mi from McKinney to Cedar Rapids is a 14h 43m drive through 4 state(s). At long-haul distance the move touches nearly every household line item β€” rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.

782 mi Β· 14h 43m by car Β· TX β†’ OK β†’ MO β†’ IA

COL -13.7% Home values -57.6% Ξ” -16.6Β°F annual

Distance & route

Driving
782 mi
Drive time
14h 43m
States
4
Fuel (25 mpg)
31 gal
Route throughTX β†’ OK β†’ MO β†’ IA
Primary highwaysUS 69, I 35, MO 110
Major cities en routeDallas, Plano, Irving, Garland, Frisco

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

McKinneyCedar RapidsU.S. avg
All items (RPP)103.0988.963100.0
Rents90.71183.981100.0
Goods102.83893.73100.0
Services117.87471.447100.0

Expect about 13.7% lower overall cost of living β€” BEA RPP 2024 has Cedar Rapids at 88.963 vs McKinney at 103.09.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

McKinney β€” typical home
$481,963
Cedar Rapids β€” typical home
$204,112
McKinney β€” typical rent
$1,690/mo
Cedar Rapids β€” typical rent
$1,258/mo

Expect roughly 13.7% lower home prices β€” ZHVI goes from $481,963 to $204,112 moving to Cedar Rapids.

YoY change: McKinney -6.9%, Cedar Rapids +2.8%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsMcKinneyCedar Rapids
Annual avg temperature65Β°F48Β°F
January avg low34Β°F11Β°F
July avg high94Β°F83Β°F
Annual snowfallβ€”β€”
Annual precipitationβ€”35.9"

Expect 16.6Β°F colder on average per year β€” plan for heating load and winter gear.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: MCKINNEY MUNICIPAL AIRPORT, TX US, CEDAR RAPIDS MUNI AP, IA US).

Demographics

ACS 5-year 2023McKinneyCedar Rapids
Population202,314136,859
Median household income$120,273$67,859
Median age36.736.9
Bachelor's degree or higher34.1%22.2%
Avg household size2.862.32

Expect median household income to fall 13.7% β€” $120,273 β†’ $67,859 per ACS 5-year estimates (2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

McKinney MSA β€” median wage
$48,440
Cedar Rapids MSA β€” median wage
$47,670
McKinney MSA β€” employment
3,966,500
Cedar Rapids MSA β€” employment
140,020

Top occupations in Cedar Rapids MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 16,490 $43,430
Transportation and Material Moving Occupations 14,280 $46,000
Production Occupations 13,570 $46,060
Sales and Related Occupations 11,520 $34,850
Food Preparation and Serving Related Occupations 11,280 $29,630

Source: BLS Occupational Employment and Wage Statistics.

Moving between Texas and Iowa

Texas income tax
no state income tax
Iowa income tax
3.8% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Iowa's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Packing & arrival checklist

  • You are moving to a noticeably colder climate (16.6Β°F lower annual average). Thermal layers, insulated boots, and a heavier winter coat should ride in the car, not the truck.
  • Tornado season runs April through June β€” identify a safe room or interior space early.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Iowa after establishing residency.

Frequently asked

How does the job market in Cedar Rapids compare to McKinney?

BLS Occupational Employment and Wage Statistics show median wages of $47,670 in the Cedar Rapids MSA vs $48,440 in the McKinney MSA, on total employment of 140,020 and 3,966,500 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

Is Cedar Rapids more expensive than McKinney?

Based on BEA Regional Price Parities (2024), overall price level in Cedar Rapids is 13.7% lower than McKinney (88.963 vs 103.09, U.S. average = 100). Rent and services typically carry most of this gap.

When is the best time to move from McKinney to Cedar Rapids?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 782 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How much do homes cost in Cedar Rapids compared to McKinney?

Zillow ZHVI (2026-03) puts the typical home value at $204,112 in Cedar Rapids vs $481,963 in McKinney β€” a 57.6% lower figure. Data provided by Zillow Research.

How far is Cedar Rapids, IA from McKinney, TX?

The driving distance is 782 mi and the route typically takes 14h 43m via US 69 and I 35. The trip crosses 4 state(s). Actual time varies with traffic and season.

How does household income compare in McKinney vs Cedar Rapids?

Median household income on the Census ACS 5-year (2023) is $67,859 in Cedar Rapids vs $120,273 in McKinney β€” a 43.6% lower figure. Compare this against the cost-of-living gap above when budgeting.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from McKinney.

City profiles: McKinney, TX Β· Cedar Rapids, IA.

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