Moving from Madison, WI to South Bend, IN

Relocating between Madison, WI and South Bend, IN is a 243 mi drive β€” 5h 1m on open road, longer with stops. A move of this length usually shifts more than the commute: BEA RPP, Zillow ZHVI, and Census household stats can all diverge. This comparison assembles them from the current federal releases.

243 mi Β· 5h 1m by car Β· WI β†’ IL β†’ IN

COL -4.6% Home values -54.6% Ξ” +2.6Β°F annual

Distance & route

Driving
243 mi
Drive time
5h 1m
States
3
Fuel (25 mpg)
10 gal
Route throughWI β†’ IL β†’ IN
Primary highwaysI 90, I 39, I 80
Major cities en routeRockford, Elgin, Aurora, Naperville, Joliet

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

MadisonSouth BendU.S. avg
All items (RPP)97.28792.858100.0
Rents89.82587.733100.0
Goods93.78794.221100.0
Services99.74874.586100.0

Overall price level is comparable β€” 97.287 vs 92.858 on the 2024 BEA RPP. Category-level gaps (rents, services) may still be meaningful.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Madison β€” typical home
$423,767
South Bend β€” typical home
$192,340
Madison β€” typical rent
$1,676/mo
South Bend β€” typical rent
$1,308/mo

Expect roughly 4.6% lower home prices β€” ZHVI goes from $423,767 to $192,340 moving to South Bend.

YoY change: Madison +2.4%, South Bend +4.9%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsMadisonSouth Bend
Annual avg temperature47Β°F50Β°F
January avg low11Β°F17Β°F
July avg high82Β°F83Β°F
Annual snowfallβ€”β€”
Annual precipitation40.2"40.9"

Annual average temperatures in Madison (47.2Β°F) and South Bend (49.8Β°F) stay within 5Β°F of each other (NOAA normals).

Source: NOAA U.S. Climate Normals 1991–2020 (stations: UW ARBORETUM - MADISON, WI US, S BEND, IN US).

Demographics

ACS 5-year 2023MadisonSouth Bend
Population275,568102,866
Median household income$76,983$52,512
Median age31.833.9
Bachelor's degree or higher33.5%16.9%
Avg household size2.192.5

Expect median household income to fall 4.6% β€” $76,983 β†’ $52,512 per ACS 5-year estimates (2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Madison MSA β€” median wage
$50,910
South Bend MSA β€” median wage
$44,420
Madison MSA β€” employment
396,960
South Bend MSA β€” employment
129,890

Top occupations in South Bend MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 14,450 $40,720
Food Preparation and Serving Related Occupations 12,860 $28,820
Transportation and Material Moving Occupations 12,250 $38,580
Sales and Related Occupations 11,870 $34,500
Production Occupations 11,260 $39,930

Source: BLS Occupational Employment and Wage Statistics.

Moving between Wisconsin and Indiana

Wisconsin income tax
7.65% top marginal
Indiana income tax
3% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Indiana's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • Winter storms can slow I-90 and I-94 across western Wisconsin β€” check 511wi.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

How far is South Bend, IN from Madison, WI?

The driving distance is 243 mi and the route typically takes 5h 1m via I 90 and I 39. The trip crosses 3 state(s). Actual time varies with traffic and season.

When is the best time to move from Madison to South Bend?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 243 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How much do homes cost in South Bend compared to Madison?

Zillow ZHVI (2026-03) puts the typical home value at $192,340 in South Bend vs $423,767 in Madison β€” a 54.6% lower figure. Data provided by Zillow Research.

How does the job market in South Bend compare to Madison?

BLS Occupational Employment and Wage Statistics show median wages of $44,420 in the South Bend MSA vs $50,910 in the Madison MSA, on total employment of 129,890 and 396,960 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

Is South Bend more expensive than Madison?

Based on BEA Regional Price Parities (2024), overall price level in South Bend is 4.6% lower than Madison (92.858 vs 97.287, U.S. average = 100). Rent and services typically carry most of this gap.

How does household income compare in Madison vs South Bend?

Median household income on the Census ACS 5-year (2023) is $52,512 in South Bend vs $76,983 in Madison β€” a 31.8% lower figure. Compare this against the cost-of-living gap above when budgeting.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Madison.

City profiles: Madison, WI Β· South Bend, IN.

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