Moving from Cincinnati, OH to South Bend, IN
It is a 244 mi drive, roughly 5h 1m, between Cincinnati, OH and South Bend, IN. At mid-range distance you typically see real gaps open up on cost of living, home values, and climate β not just scenery. This page assembles the comparison from federal data sources and Zillow Research for a single-page view of the move.
244 mi Β· 5h 1m by car Β· OH β IN
Distance & route
| Route through | OH β IN |
|---|---|
| Primary highways | US 31, US 52, I 74 |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Cincinnati | South Bend | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 95.37 | 92.858 | 100.0 |
| Rents | 90.954 | 87.733 | 100.0 |
| Goods | 93.751 | 94.221 | 100.0 |
| Services | 87.608 | 74.586 | 100.0 |
Cincinnati and South Bend sit within 5% on the overall BEA RPP β the composite diff is small, but rent or groceries alone may move more.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Zillow ZHVI drops from $249,568 in Cincinnati to $192,340 in South Bend, a 2.6% decrease on the typical home value.
YoY change: Cincinnati +1.7%, South Bend +4.9%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | Cincinnati | South Bend |
|---|---|---|
| Annual avg temperature | 55Β°F | 50Β°F |
| January avg low | 24Β°F | 17Β°F |
| July avg high | 87Β°F | 83Β°F |
| Annual snowfall | β | β |
| Annual precipitation | 43.4" | 40.9" |
Annual temperature drops 5.0Β°F moving to South Bend per NOAA normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: CINCINNATI LUNKEN AP, OH US, S BEND, IN US).
Demographics
| ACS 5-year 2023 | Cincinnati | South Bend |
|---|---|---|
| Population | 309,595 | 102,866 |
| Median household income | $51,707 | $52,512 |
| Median age | 33 | 33.9 |
| Bachelor's degree or higher | 23.2% | 16.9% |
| Avg household size | 2.17 | 2.5 |
Household income lines up β $51,707 vs $52,512 on ACS 5-year 2023.
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in South Bend MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 14,450 | $40,720 |
| Food Preparation and Serving Related Occupations | 12,860 | $28,820 |
| Transportation and Material Moving Occupations | 12,250 | $38,580 |
| Sales and Related Occupations | 11,870 | $34,500 |
| Production Occupations | 11,260 | $39,930 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Ohio and Indiana
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Indiana's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Frequently asked
How much do homes cost in South Bend compared to Cincinnati?
Zillow ZHVI (2026-03) puts the typical home value at $192,340 in South Bend vs $249,568 in Cincinnati β a 22.9% lower figure. Data provided by Zillow Research.
How does household income compare in Cincinnati vs South Bend?
Median household income on the Census ACS 5-year (2023) is $52,512 in South Bend vs $51,707 in Cincinnati β a 1.6% higher figure. Compare this against the cost-of-living gap above when budgeting.
Is South Bend more expensive than Cincinnati?
Based on BEA Regional Price Parities (2024), overall price level in South Bend is 2.6% lower than Cincinnati (92.858 vs 95.37, U.S. average = 100). Rent and services typically carry most of this gap.
When is the best time to move from Cincinnati to South Bend?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 244 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How does the job market in South Bend compare to Cincinnati?
BLS Occupational Employment and Wage Statistics show median wages of $44,420 in the South Bend MSA vs $47,280 in the Cincinnati MSA, on total employment of 129,890 and 1,081,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
How far is South Bend, IN from Cincinnati, OH?
The driving distance is 244 mi and the route typically takes 5h 1m via US 31 and US 52. The trip crosses 2 state(s). Actual time varies with traffic and season.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Cincinnati.
City profiles: Cincinnati, OH Β· South Bend, IN.