Moving from Cincinnati, OH to Chicago, IL

The 293 mi from Cincinnati to Chicago translate to about 5h 40m behind the wheel through 3 state(s). Mid-range moves tend to cross at least one meaningful boundary β€” MSA, climate zone, or tax jurisdiction. The sections below set the two cities side by side on housing, income, cost of living, climate, and jobs.

293 mi Β· 5h 40m by car Β· IL β†’ IN β†’ OH

COL +8.6% Home values +27.1% Ξ” -4.0Β°F annual

Distance & route

Driving
293 mi
Drive time
5h 40m
States
3
Fuel (25 mpg)
12 gal
Route throughIL β†’ IN β†’ OH
Primary highwaysI 65, US 421, I 90
Major cities en routeNaperville

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

CincinnatiChicagoU.S. avg
All items (RPP)95.37103.595100.0
Rents90.95483.581100.0
Goods93.751107.258100.0
Services87.608112.01100.0

BEA RPP moves from 95.37 in Cincinnati to 103.595 in Chicago, a 8.6% bump on the overall price level.

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Cincinnati β€” typical home
$249,568
Chicago β€” typical home
$317,283
Cincinnati β€” typical rent
$1,462/mo
Chicago β€” typical rent
$2,328/mo

Homes run dramatically pricier in Chicago: 8.6% above Cincinnati on Zillow ZHVI (2026-03).

YoY change: Cincinnati +1.7%, Chicago +2.8%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsCincinnatiChicago
Annual avg temperature55Β°F51Β°F
January avg low24Β°F20Β°F
July avg high87Β°F81Β°F
Annual snowfallβ€”β€”
Annual precipitation43.4"β€”

No material annual-average temperature gap; seasonal extremes may still differ.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: CINCINNATI LUNKEN AP, OH US, CHICAGO NORTHERLY IS, IL US).

Demographics

ACS 5-year 2023CincinnatiChicago
Population309,5952,707,648
Median household income$51,707$75,134
Median age3335.7
Bachelor's degree or higher23.2%24.9%
Avg household size2.172.36

Income gap is large: median household income climbs 8.6% between Cincinnati and Chicago (ACS 2023).

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Cincinnati MSA β€” median wage
$47,280
Chicago MSA β€” median wage
$49,790
Cincinnati MSA β€” employment
1,081,800
Chicago MSA β€” employment
4,506,800

Top occupations in Chicago MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Ohio and Illinois

Ohio income tax
3.5% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Frequently asked

How much do homes cost in Chicago compared to Cincinnati?

Zillow ZHVI (2026-03) puts the typical home value at $317,283 in Chicago vs $249,568 in Cincinnati β€” a 27.1% higher figure. Data provided by Zillow Research.

How does the job market in Chicago compare to Cincinnati?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Chicago MSA vs $47,280 in the Cincinnati MSA, on total employment of 4,506,800 and 1,081,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

How far is Chicago, IL from Cincinnati, OH?

The driving distance is 293 mi and the route typically takes 5h 40m via I 65 and US 421. The trip crosses 3 state(s). Actual time varies with traffic and season.

Is Chicago more expensive than Cincinnati?

Based on BEA Regional Price Parities (2024), overall price level in Chicago is 8.6% higher than Cincinnati (103.595 vs 95.37, U.S. average = 100). Rent and services typically carry most of this gap.

When is the best time to move from Cincinnati to Chicago?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 293 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in Cincinnati vs Chicago?

Median household income on the Census ACS 5-year (2023) is $75,134 in Chicago vs $51,707 in Cincinnati β€” a 45.3% higher figure. Compare this against the cost-of-living gap above when budgeting.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Cincinnati.

City profiles: Cincinnati, OH Β· Chicago, IL.

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