Moving from Chicago, IL to McKinney, TX
Relocating 890 mi from Chicago to McKinney is a 16h 40m drive through 4 state(s). At long-haul distance the move touches nearly every household line item β rent or mortgage, utilities, tax withholding, climate load. This page sets the two cities side by side on each data layer.
890 mi Β· 16h 40m by car Β· IL β MO β OK β TX
Distance & route
| Route through | IL β MO β OK β TX |
|---|---|
| Primary highways | I 44, I 55, US 50 |
| Major cities en route | Elgin, Naperville, Aurora, Joliet, Springfield |
Route via OSRM driving profile. Actual time varies with traffic and season.
Cost of living
| Chicago | McKinney | U.S. avg | |
|---|---|---|---|
| All items (RPP) | 103.595 | 103.09 | 100.0 |
| Rents | 83.581 | 90.711 | 100.0 |
| Goods | 107.258 | 102.838 | 100.0 |
| Services | 112.01 | 117.874 | 100.0 |
Chicago and McKinney sit within 5% on the overall BEA RPP β the composite diff is small, but rent or groceries alone may move more.
Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.
Housing prices
Zillow ZHVI climbs from $317,283 in Chicago to $481,963 in McKinney, a 0.5% increase on the typical home value.
YoY change: Chicago +2.8%, McKinney -6.9%. Snapshot: 2026-03. Data provided by Zillow.
Climate
| 1991β2020 normals | Chicago | McKinney |
|---|---|---|
| Annual avg temperature | 51Β°F | 65Β°F |
| January avg low | 20Β°F | 34Β°F |
| July avg high | 81Β°F | 94Β°F |
| Annual snowfall | β | β |
| Annual precipitation | β | β |
Expect 14.1Β°F warmer year-round on the NOAA 1991β2020 normals.
Source: NOAA U.S. Climate Normals 1991β2020 (stations: CHICAGO NORTHERLY IS, IL US, MCKINNEY MUNICIPAL AIRPORT, TX US).
Demographics
| ACS 5-year 2023 | Chicago | McKinney |
|---|---|---|
| Population | 2,707,648 | 202,314 |
| Median household income | $75,134 | $120,273 |
| Median age | 35.7 | 36.7 |
| Bachelor's degree or higher | 24.9% | 34.1% |
| Avg household size | 2.36 | 2.86 |
Expect median household income to rise 0.5% β $75,134 β $120,273 per ACS 5-year estimates (2023).
Source: U.S. Census Bureau, ACS 5-year 2023.
Jobs & wages
Top occupations in McKinney MSA
| Occupation | Employment | Median wage |
|---|---|---|
| Office and Administrative Support Occupations | 523,660 | $44,430 |
| Transportation and Material Moving Occupations | 412,270 | $39,950 |
| Sales and Related Occupations | 368,400 | $36,710 |
| Management Occupations | 350,940 | $117,410 |
| Food Preparation and Serving Related Occupations | 341,240 | $29,000 |
Source: BLS Occupational Employment and Wage Statistics.
Moving between Illinois and Texas
State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Texas's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β state tax treatment depends on residency, sourcing, and reciprocity agreements.
Best time to move
Moving companies typically charge 20β30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.
To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.
Packing & arrival checklist
- Air conditioning matters: July highs in McKinney average 94Β°F on NOAA normals. If the new place has window-unit or no AC, plan that purchase for the first week.
- You are moving to a noticeably warmer climate (14.1Β°F higher annual average). Keep summer clothing accessible and consider donating or storing heavy winter gear.
- Coastal Texas sees hurricanes June through November; inland areas face severe thunderstorms and occasional tornadoes in spring.
- Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
- Update mailing address with USPS change-of-address within the first week post-move.
- Register to vote in Texas after establishing residency.
Frequently asked
How does household income compare in Chicago vs McKinney?
Median household income on the Census ACS 5-year (2023) is $120,273 in McKinney vs $75,134 in Chicago β a 60.1% higher figure. Compare this against the cost-of-living gap above when budgeting.
Is McKinney more expensive than Chicago?
Based on BEA Regional Price Parities (2024), overall price level in McKinney is 0.5% lower than Chicago (103.09 vs 103.595, U.S. average = 100). Rent and services typically carry most of this gap.
How much do homes cost in McKinney compared to Chicago?
Zillow ZHVI (2026-03) puts the typical home value at $481,963 in McKinney vs $317,283 in Chicago β a 51.9% higher figure. Data provided by Zillow Research.
How does the job market in McKinney compare to Chicago?
BLS Occupational Employment and Wage Statistics show median wages of $48,440 in the McKinney MSA vs $49,790 in the Chicago MSA, on total employment of 3,966,500 and 4,506,800 respectively. Top occupations on the destination side appear in the Jobs & wages section above.
When is the best time to move from Chicago to McKinney?
Moving companies usually charge 20β30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 890 mi drive, weather on the route matters too β see the timing section above for state-specific winter warnings.
How far is McKinney, TX from Chicago, IL?
The driving distance is 890 mi and the route typically takes 16h 40m via I 44 and I 55. The trip crosses 4 state(s). Actual time varies with traffic and season.
Plan the move
Estimate costs with our moving cost calculator, or see where else to move from Chicago.
City profiles: Chicago, IL Β· McKinney, TX.