Moving from Centennial, CO to Elgin, IL

It is 987 mi between Centennial and Elgin β€” roughly 17h 36m of driving, plus rest stops and overnight, through 4 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.

987 mi Β· 17h 36m by car Β· IL β†’ IA β†’ NE β†’ CO

COL -2.1% Home values -49.2% Ξ” -1.2Β°F annual

Distance & route

Driving
987 mi
Drive time
17h 36m
States
4
Fuel (25 mpg)
40 gal
Route throughIL β†’ IA β†’ NE β†’ CO
Primary highwaysI 80 EXPRESS, I 80, I 76
Major cities en routeNaperville, Aurora, Rockford, Cedar Rapids, Des Moines

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

CentennialElginU.S. avg
All items (RPP)105.782103.595100.0
Rents87.85683.581100.0
Goods100.957107.258100.0
Services146.919112.01100.0

No material COL gap at the headline level β€” BEA RPP for both cities falls within 5% (2024).

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Centennial β€” typical home
$649,086
Elgin β€” typical home
$329,682
Centennial β€” typical rent
$2,121/mo
Elgin β€” typical rent
$1,846/mo

2.1% drop on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: Centennial -2.8%, Elgin +3.2%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsCentennialElgin
Annual avg temperature50Β°F49Β°F
January avg low19Β°F14Β°F
July avg high87Β°F84Β°F
Annual snowfallβ€”32.1"
Annual precipitation15.0"39.9"

No material annual-average temperature gap; seasonal extremes may still differ.

Heavy-snow city: expect 32.1 in of snowfall annually at Elgin.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: DENVER CENTENNIAL AP, CO US, ELGIN, IL US).

Demographics

ACS 5-year 2023CentennialElgin
Population107,386114,106
Median household income$128,167$88,316
Median age41.836.3
Bachelor's degree or higher37%16.9%
Avg household size2.592.94

Elgin households earn about 2.1% less than Centennial at the median β€” $128,167 β†’ $88,316 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Centennial MSA β€” median wage
$58,490
Elgin MSA β€” median wage
$49,790
Centennial MSA β€” employment
1,590,330
Elgin MSA β€” employment
4,506,800

Top occupations in Elgin MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Colorado and Illinois

Colorado income tax
4.4% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • Mountain passes on I-70 west of Denver and on I-25 near Raton can close for snow November through April β€” check CDOT alerts before departure.

State DOT 511 phone or web services provide real-time road conditions year-round.

Packing & arrival checklist

  • Winter gear first: Elgin averages 32.1 in of snow per year on NOAA normals β€” pack a heavy coat, boots, and consider snow tires or chains before the first storm.
  • Arrange utility connection (power, internet, gas, water) two weeks ahead of move-in.
  • Update mailing address with USPS change-of-address within the first week post-move.
  • Register to vote in Illinois after establishing residency.

Frequently asked

How does the job market in Elgin compare to Centennial?

BLS Occupational Employment and Wage Statistics show median wages of $49,790 in the Elgin MSA vs $58,490 in the Centennial MSA, on total employment of 4,506,800 and 1,590,330 respectively. Top occupations on the destination side appear in the Jobs & wages section above.

When is the best time to move from Centennial to Elgin?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 987 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in Centennial vs Elgin?

Median household income on the Census ACS 5-year (2023) is $88,316 in Elgin vs $128,167 in Centennial β€” a 31.1% lower figure. Compare this against the cost-of-living gap above when budgeting.

How far is Elgin, IL from Centennial, CO?

The driving distance is 987 mi and the route typically takes 17h 36m via I 80 EXPRESS and I 80. The trip crosses 4 state(s). Actual time varies with traffic and season.

How much do homes cost in Elgin compared to Centennial?

Zillow ZHVI (2026-03) puts the typical home value at $329,682 in Elgin vs $649,086 in Centennial β€” a 49.2% lower figure. Data provided by Zillow Research.

Is Elgin more expensive than Centennial?

Based on BEA Regional Price Parities (2024), overall price level in Elgin is 2.1% lower than Centennial (103.595 vs 105.782, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Centennial.

City profiles: Centennial, CO Β· Elgin, IL.

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