Moving from Cambridge, MA to Chicago, IL

It is 988 mi between Cambridge and Chicago β€” roughly 18h 41m of driving, plus rest stops and overnight, through 7 state(s). A long-haul move crosses climate zones and usually state-income-tax lines. This page assembles the federal and Zillow data into a side-by-side comparison so the differences are easy to scan.

988 mi Β· 18h 41m by car Β· IL β†’ IN β†’ OH β†’ PA β†’ NY β†’ CT β†’ MA

COL -4.3% Home values -69.5% Ξ” -0.4Β°F annual

Distance & route

Driving
988 mi
Drive time
18h 41m
States
7
Fuel (25 mpg)
40 gal
Route throughIL β†’ IN β†’ OH β†’ PA β†’ NY β†’ CT β†’ MA
Primary highwaysI 80, I 90, I 84
Major cities en routeNaperville, South Bend, Toledo, Cleveland, Akron

Route via OSRM driving profile. Actual time varies with traffic and season.

Cost of living

CambridgeChicagoU.S. avg
All items (RPP)108.266103.595100.0
Rents148.76883.581100.0
Goods99.651107.258100.0
Services148.424112.01100.0

No material COL gap at the headline level β€” BEA RPP for both cities falls within 5% (2024).

Source: BEA Regional Price Parities (MSA-level Β· MSA-level); 2024.

Housing prices

Cambridge β€” typical home
$1,041,569
Chicago β€” typical home
$317,283
Cambridge β€” typical rent
$3,456/mo
Chicago β€” typical rent
$2,328/mo

4.3% drop on the typical home value β€” a meaningful shift in monthly mortgage math.

YoY change: Cambridge -1.5%, Chicago +2.8%. Snapshot: 2026-03. Data provided by Zillow.

Climate

1991–2020 normalsCambridgeChicago
Annual avg temperature51Β°F51Β°F
January avg low19Β°F20Β°F
July avg high85Β°F81Β°F
Annual snowfallβ€”β€”
Annual precipitation49.4"β€”

No material annual-average temperature gap; seasonal extremes may still differ.

Source: NOAA U.S. Climate Normals 1991–2020 (stations: JAMAICA PLAIN, MA US, CHICAGO NORTHERLY IS, IL US).

Demographics

ACS 5-year 2023CambridgeChicago
Population117,7942,707,648
Median household income$126,469$75,134
Median age30.535.7
Bachelor's degree or higher29.8%24.9%
Avg household size2.382.36

Chicago households earn about 4.3% less than Cambridge at the median β€” $126,469 β†’ $75,134 on ACS 2023.

Source: U.S. Census Bureau, ACS 5-year 2023.

Jobs & wages

Cambridge MSA β€” median wage
β€”
Chicago MSA β€” median wage
$49,790
Cambridge MSA β€” employment
β€”
Chicago MSA β€” employment
4,506,800

Top occupations in Chicago MSA

OccupationEmploymentMedian wage
Office and Administrative Support Occupations 519,810 $46,540
Transportation and Material Moving Occupations 497,550 $41,020
Management Occupations 405,130 $125,280
Sales and Related Occupations 386,070 $38,490
Food Preparation and Serving Related Occupations 368,000 $33,540

Source: BLS Occupational Employment and Wage Statistics.

Moving between Massachusetts and Illinois

Massachusetts income tax
9% top marginal
Illinois income tax
4.95% top marginal

State income-tax top marginal rates are from the Tax Foundation, updated annually. Check Illinois's DMV for the current deadline to transfer driver license and vehicle registration after establishing residency. Consult a tax professional for your specific filing situation β€” state tax treatment depends on residency, sourcing, and reciprocity agreements.

Best time to move

Moving companies typically charge 20–30% more between Memorial Day and Labor Day (peak season). October through April offers the lowest rates and better mover availability.

To avoid mid-semester school transfers, most U.S. families schedule moves between mid-June and mid-August. Public school calendars typically run late August or early September through late May or early June.

Winter driving along this route

  • The Pennsylvania Turnpike between Pittsburgh and Harrisburg can see chain requirements in heavy winter storms.
  • Lake-effect off Lake Ontario can shut down I-81 and I-90 for hours in winter β€” check 511NY.

State DOT 511 phone or web services provide real-time road conditions year-round.

Frequently asked

How much do homes cost in Chicago compared to Cambridge?

Zillow ZHVI (2026-03) puts the typical home value at $317,283 in Chicago vs $1,041,569 in Cambridge β€” a 69.5% lower figure. Data provided by Zillow Research.

When is the best time to move from Cambridge to Chicago?

Moving companies usually charge 20–30% less between October and April (off-peak). Memorial Day through Labor Day is peak pricing. For a 988 mi drive, weather on the route matters too β€” see the timing section above for state-specific winter warnings.

How does household income compare in Cambridge vs Chicago?

Median household income on the Census ACS 5-year (2023) is $75,134 in Chicago vs $126,469 in Cambridge β€” a 40.6% lower figure. Compare this against the cost-of-living gap above when budgeting.

How far is Chicago, IL from Cambridge, MA?

The driving distance is 988 mi and the route typically takes 18h 41m via I 80 and I 90. The trip crosses 7 state(s). Actual time varies with traffic and season.

Is Chicago more expensive than Cambridge?

Based on BEA Regional Price Parities (2024), overall price level in Chicago is 4.3% lower than Cambridge (103.595 vs 108.266, U.S. average = 100). Rent and services typically carry most of this gap.

Plan the move

Estimate costs with our moving cost calculator, or see where else to move from Cambridge.

City profiles: Cambridge, MA Β· Chicago, IL.

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